/* ==========================================================
   BPR LDM  |  Full Multi-Page Website
   22 pages · Hash router · Shared layout · Mobile-first
   ========================================================== */
:root{
  --P:#002aaa;--Pm:#1a4fd4;--A:#289ad4;--Ad:#005aa0;
  --R:#cc1f1a;--G:#d6b964;--Gd:#b89a42;
  --t1:#111111;--t2:#1c1c1c;--t3:#3a3a3a;--t4:#555555;
  --bg:#ffffff;--bg2:#f4f6f9;--bg3:#fafafc;--bd:#e2e8f0;
  --fd:#111827;--fb:#0a0f1a;
  --sh:0 2px 16px rgba(0,42,170,.09);
  --shH:0 8px 32px rgba(0,42,170,.16);
  --r:8px;--r2:12px;
}
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;font-size:16px;overflow-x:hidden;-webkit-tap-highlight-color:transparent}
html{overflow-x:hidden}body{font-family:'Poppins',sans-serif;color:#1c1c1c;background:var(--bg);line-height:1.65;overflow-x:hidden;font-size:15px;max-width:100%;width:100%;position:relative;padding-top:132px}
a{text-decoration:none;color:inherit}img{display:block;max-width:100%}
button,input,textarea,select{font:inherit}button{border:none;background:none;cursor:pointer}
ul,ol{list-style:none}
.w{width:100%;max-width:1200px;margin:0 auto;padding:0 18px}
@media(min-width:640px){.w{padding:0 28px}}
@media(min-width:1024px){.w{padding:0 40px}}

/* PAGE TRANSITION */
#page-content{opacity:1;transition:opacity .22s ease}
#page-content.fading{opacity:0}

/* LOADER */
#loader{position:fixed;inset:0;z-index:9999;background:var(--P);display:flex;align-items:center;justify-content:center;transition:opacity .5s,visibility .5s}
#loader.hide{opacity:0;visibility:hidden;pointer-events:none}
.ldr-content{display:flex;flex-direction:column;align-items:center;gap:20px}
.ldr-logo-wrap{
  width:120px;height:120px;border-radius:20px;
  background:rgba(255,255,255,.12);
  border:2px solid rgba(255,255,255,.35);
  display:flex;align-items:center;justify-content:center;
  padding:14px;
  box-shadow:0 0 0 5px rgba(255,255,255,.07),0 0 0 10px rgba(255,255,255,.04),0 16px 48px rgba(0,0,0,.3);
  animation:ldrFloat 2s ease-in-out infinite;
}
@keyframes ldrFloat{
  0%,100%{transform:translateY(0)}
  50%{transform:translateY(-8px)}
}
.ldr-logo-img{
  width:100%;height:100%;object-fit:contain;
  filter:drop-shadow(0 0 8px rgba(255,255,255,.95)) drop-shadow(0 0 16px rgba(255,255,255,.6)) drop-shadow(0 0 2px #fff);
}
.ldr-name{
  font-size:12px;font-weight:700;color:rgba(255,255,255,.8);
  letter-spacing:1.5px;text-transform:uppercase;text-align:center;
}
.ldr-dots{display:flex;gap:8px;align-items:center;margin-top:4px}
.ldr-dots span{
  width:8px;height:8px;border-radius:50%;
  background:rgba(255,255,255,.45);
  animation:ldrDot 1.4s ease-in-out infinite;
}
.ldr-dots span:nth-child(1){animation-delay:0s}
.ldr-dots span:nth-child(2){animation-delay:.22s}
.ldr-dots span:nth-child(3){animation-delay:.44s}
@keyframes ldrDot{
  0%,80%,100%{transform:scale(.6);opacity:.35}
  40%{transform:scale(1.1);opacity:1;background:rgba(255,255,255,.95)}
}

/* HEADER */
.site-header{position:fixed;top:0;left:0;right:0;z-index:800}
@media(max-width:640px){.site-header{top:0}}
.h-stripe{height:4px;background:linear-gradient(90deg,var(--G),var(--Gd),var(--G))}
.h-util{background:var(--bg3);border-bottom:1px solid var(--bd);overflow:hidden;max-height:40px;transition:max-height .3s,opacity .3s}
.h-util.collapsed{max-height:0;opacity:0;pointer-events:none}
.h-util-inner{display:flex;align-items:center;justify-content:space-between;height:40px;font-size:12px;color:#111111}
.h-ul{display:flex;align-items:center;gap:18px}
.h-ul span{display:flex;align-items:center;gap:5px;white-space:nowrap}
.h-ul svg{width:12px;height:12px;flex-shrink:0;opacity:.6}
.h-ur{display:flex;align-items:center;gap:16px}
.h-ur a{color:#111111;font-size:12px;transition:color .15s}
.h-ur a:hover{color:var(--A)}
@media(max-width:767px){.h-util{display:none}}
.h-nav{background:#fff;box-shadow:0 1px 0 var(--bd);transition:box-shadow .3s}
.h-nav.scrolled{box-shadow:0 2px 20px rgba(0,42,170,.1)}
.h-nav-inner{display:flex;align-items:center;justify-content:space-between;height:76px;transition:height .3s}
@media(min-width:768px){.h-nav-inner{height:88px}}
.h-nav.scrolled .h-nav-inner{height:72px}
.h-logo{display:flex;align-items:center;gap:10px;flex-shrink:0}
.h-logo-svg{width:auto;height:56px;max-width:160px;flex-shrink:0;transition:transform .2s;object-fit:contain}
.h-logo:hover .h-logo-svg{transform:scale(1.04)}
.hlt{line-height:1.25}
.hlt-t{font-size:10px;color:#111111;text-transform:uppercase;letter-spacing:.6px;font-weight:600}
.hlt-b{font-size:15px;color:var(--P);font-weight:800}
@media(min-width:480px){.hlt-b{font-size:16px}}
.h-menu{display:none}
@media(min-width:1024px){
  .h-menu{display:flex;align-items:stretch;height:100%}
  .h-menu>li{position:relative;display:flex;align-items:center}
  .h-menu>li>a{display:flex;align-items:center;gap:5px;padding:0 18px;height:100%;font-size:15.5px;font-weight:600;color:#111111;white-space:nowrap;position:relative;transition:color .2s}
  .h-menu>li>a .arr{font-size:10px;opacity:.5;transition:transform .2s;display:inline-block}
  .h-menu>li:hover>a .arr{transform:rotate(180deg)}
  .h-menu>li>a::after{content:'';position:absolute;bottom:0;left:13px;right:13px;height:3px;background:var(--P);border-radius:3px 3px 0 0;transform:scaleX(0);transform-origin:center;transition:transform .22s ease}
  .h-menu>li:hover>a,.h-menu>li.act>a{color:var(--P)}
  .h-menu>li:hover>a::after,.h-menu>li.act>a::after{transform:scaleX(1)}
  .h-drop{position:absolute;top:100%;left:50%;transform:translateX(-50%) translateY(8px);background:#fff;border:1px solid var(--bd);border-top:3px solid var(--P);border-radius:0 0 10px 10px;box-shadow:0 16px 40px rgba(0,42,170,.12);min-width:200px;padding:8px 0;opacity:0;visibility:hidden;pointer-events:none;transition:all .2s ease;z-index:100}
  .h-menu>li:hover .h-drop{opacity:1;visibility:visible;pointer-events:all;transform:translateX(-50%) translateY(0)}
  .h-drop li a{display:block;padding:13px 22px;font-size:14px;font-weight:500;color:#111111;border-bottom:1px solid rgba(0,0,0,.04);transition:all .15s}
  .h-drop li:last-child a{border:none}
  .h-drop li a:hover{background:var(--bg2);color:var(--P);padding-left:28px}
}
.h-burger{display:flex;flex-direction:column;justify-content:center;gap:5px;width:50px;height:50px;padding:12px;border-radius:var(--r);touch-action:manipulation}
.h-burger span{display:block;height:2.5px;background:var(--t1);border-radius:2px;transition:all .28s ease}
.h-burger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.h-burger.open span:nth-child(2){opacity:0;transform:scaleX(0)}
.h-burger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
@media(min-width:1024px){.h-burger{display:none}}
.h-mob{position:fixed;top:0;left:0;right:0;bottom:0;background:#fff;z-index:700;overflow-y:auto;padding-top:80px;transform:translateX(-100%);transition:transform .32s cubic-bezier(.4,0,.2,1);-webkit-overflow-scrolling:touch}
.h-mob.open{transform:translateX(0)}
.h-mob-close{position:absolute;top:14px;right:14px;width:50px;height:50px;display:flex;align-items:center;justify-content:center;border-radius:50%;background:var(--bg2);font-size:20px;color:#111111}
.h-mob ul{padding:0 0 60px}
.h-mob ul li a{display:flex;align-items:center;justify-content:space-between;padding:18px 28px;font-size:17px;font-weight:600;color:#111111;border-bottom:1px solid var(--bd);min-height:64px;transition:color .15s,background .15s}
.h-mob ul li a:active{color:var(--P);background:var(--bg2)}
.h-mob .mm-sub li a{padding-left:48px;font-size:15px;font-weight:400;color:#1c1c1c}
.h-mob .mm-sub{background:var(--bg2)}
.h-mob-ov{position:fixed;inset:0;z-index:699;background:rgba(0,0,0,.45);opacity:0;visibility:hidden;transition:all .32s}
.h-mob-ov.show{opacity:1;visibility:visible}

/* PAGE HERO (interior pages) */
.page-hero{background:linear-gradient(135deg,#001a6e,var(--P),#003d94);padding:52px 0 40px;position:relative;overflow:hidden}
.page-hero::before{content:'';position:absolute;top:-80px;right:-80px;width:280px;height:280px;border:60px solid rgba(255,255,255,.04);border-radius:50%}
.page-hero-inner{position:relative;z-index:2}
.breadcrumb{display:flex;align-items:center;gap:8px;font-size:12px;color:rgba(255,255,255,.55);margin-bottom:12px;flex-wrap:wrap}
.breadcrumb a{color:rgba(255,255,255,.7);transition:color .15s}
.breadcrumb a:hover{color:#fff}
.breadcrumb span{opacity:.4}
.page-hero h1{font-size:30px;font-weight:800;color:#fff;line-height:1.2;letter-spacing:-.5px}
@media(min-width:480px){.page-hero h1{font-size:36px}}
@media(min-width:768px){.page-hero h1{font-size:42px}}
.page-hero p{font-size:17px;color:rgba(255,255,255,.95);margin-top:10px;max-width:580px}

/* SECTIONS */
.sec{padding:56px 0;overflow-x:hidden}
@media(min-width:768px){.sec{padding:72px 0}}
.sec-alt{background:var(--bg2)}
.sec-dark{background:linear-gradient(rgba(0,42,170,.88),rgba(0,42,170,.92)),var(--bprldm-help-bg) center/cover no-repeat}
.sec-head{text-align:center;margin-bottom:44px}
.sec-eye{display:inline-block;font-size:12px;font-weight:700;color:#005aa0;text-transform:uppercase;letter-spacing:2.5px;margin-bottom:12px}
.sec-title{font-size:28px;font-weight:800;color:#005aa0;margin-bottom:14px;letter-spacing:-.5px}
@media(min-width:480px){.sec-title{font-size:30px}}
@media(min-width:768px){.sec-title{font-size:36px}}
.sec-sub{font-size:14px;color:#111111;max-width:520px;margin:0 auto;line-height:1.7}
.sec-dark .sec-title{color:#fff}
.sec-dark .sec-eye{color:rgba(255,255,255,.6)}
.sec-dark .sec-sub{color:rgba(255,255,255,.6)}

/* 2-COL LAYOUT (product pages) */
.page-2col{display:grid;grid-template-columns:1fr;gap:36px;padding:56px 0}
@media(min-width:900px){.page-2col{grid-template-columns:1fr 320px;gap:48px;padding:72px 0}}
.page-main{}
.page-sidebar{}

/* SIDEBAR */
.sidebar-box{background:var(--bg2);border-radius:var(--r2);padding:24px;margin-bottom:20px;position:sticky;top:90px}
.sidebar-box h4{font-size:11px;font-weight:700;color:#111111;text-transform:uppercase;letter-spacing:1.5px;margin-bottom:16px;padding-bottom:10px;border-bottom:1px solid var(--bd)}
.sidebar-links a{display:flex;align-items:center;gap:7px;padding:9px 0;font-size:13px;font-weight:500;color:#111111;border-bottom:1px solid var(--bd);transition:all .15s}
.sidebar-links a:last-child{border:none}
.sidebar-links a::before{content:'\203A';color:#005aa0;font-size:16px}
.sidebar-links a:hover{color:var(--P);padding-left:6px}
.sidebar-links a.active{color:var(--P);font-weight:700}
.sidebar-cta{display:block;background:var(--P);color:#fff;text-align:center;padding:14px;border-radius:var(--r);font-weight:700;font-size:13px;text-transform:uppercase;letter-spacing:.5px;transition:background .2s;margin-top:16px}
.sidebar-cta:hover{background:var(--A)}
.sidebar-info{background:#fff;border-radius:var(--r);padding:16px;border:1px solid var(--bd);font-size:12.5px;color:#111111;line-height:1.6;margin-top:16px}
.sidebar-info strong{color:var(--P);display:block;margin-bottom:4px;font-size:13px}

/* CONTENT TYPOGRAPHY */
.content-body h2{font-size:22px;font-weight:800;color:#005aa0;margin:32px 0 14px}
.content-body h3{font-size:17px;font-weight:700;color:#111111;margin:22px 0 10px}
.content-body p{font-size:14px;color:#1c1c1c;line-height:1.75;margin-bottom:14px}
.content-body strong{color:#111111}
.content-body ul{margin:0 0 16px 0;padding:0}
.content-body ul li{font-size:14px;color:#1c1c1c;padding:7px 0 7px 24px;position:relative;border-bottom:1px solid rgba(0,0,0,.04);line-height:1.55}
.content-body ul li::before{content:'';position:absolute;left:0;color:var(--A);font-weight:700}
.content-body .section-divider{height:1px;background:var(--bd);margin:28px 0}

/* INFO CARDS */
.info-cards{display:grid;grid-template-columns:1fr;gap:14px;margin-bottom:28px}
@media(min-width:480px){.info-cards{grid-template-columns:1fr 1fr}}
@media(min-width:768px){.info-cards{grid-template-columns:repeat(3,1fr)}}
.info-card{background:#fff;border:1px solid var(--bd);border-radius:var(--r);padding:20px;transition:box-shadow .2s}
.info-card:hover{box-shadow:var(--sh)}
.info-card-icon{width:44px;height:44px;background:linear-gradient(135deg,var(--P),var(--A));border-radius:10px;display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.info-card-icon svg{width:22px;height:22px;stroke:#fff;fill:none;stroke-width:1.8}
.info-card h4{font-size:14px;font-weight:700;color:var(--P);margin-bottom:6px}
.info-card p{font-size:13px;color:#111111;line-height:1.55}

/* RATE TABLE */
.rate-table{width:100%;border-collapse:collapse;border-radius:var(--r);overflow:hidden;box-shadow:var(--sh);margin-bottom:24px}
.rate-table thead th{background:linear-gradient(135deg,var(--P),var(--Ad));color:#fff;padding:13px 18px;font-size:13px;font-weight:600;text-align:left}
.rate-table tbody td{padding:12px 18px;border-bottom:1px solid var(--bg2);font-size:14px;color:#111111}
.rate-table tbody tr:last-child td{border:none}
.rate-table tbody tr:hover td{background:var(--bg2)}
.rate-table tbody tr:nth-child(even) td{background:var(--bg2)}
.rate-table tbody tr:nth-child(even):hover td{background:var(--bd)}
.rate-val{font-weight:800;color:var(--Ad);font-size:16px}

/* REQUIREMENTS */
.req-section{background:var(--bg2);border-radius:var(--r2);padding:20px 24px;margin-bottom:24px}
.req-section h4{font-size:13px;font-weight:700;color:var(--P);text-transform:uppercase;letter-spacing:1px;margin-bottom:14px}
.req-list{display:grid;grid-template-columns:1fr;gap:0}
@media(min-width:480px){.req-list{grid-template-columns:1fr 1fr}}
.req-item{display:flex;align-items:flex-start;gap:8px;padding:8px 0;font-size:13px;color:#1c1c1c;border-bottom:1px solid rgba(0,0,0,.05)}
.req-item:last-child{border:none}
.req-item::before{content:'';color:var(--A);font-weight:700;flex-shrink:0;margin-top:1px}

/* CTA BANNER */
.cta-banner{background:linear-gradient(135deg,var(--P),var(--Ad));border-radius:var(--r2);padding:28px;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-top:32px}
.cta-banner-text h3{font-size:18px;font-weight:700;color:#fff;margin-bottom:5px}
.cta-banner-text p{font-size:13px;color:rgba(255,255,255,.7)}
.btn-cta{background:#fff;color:var(--P);padding:13px 28px;border-radius:5px;font-weight:700;font-size:13px;text-transform:uppercase;letter-spacing:.5px;white-space:nowrap;transition:all .2s;display:inline-block}
.btn-cta:hover{background:var(--G);color:var(--fd)}
.btn-cta-out{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.5);padding:11px 26px;border-radius:5px;font-weight:600;font-size:13px;text-transform:uppercase;letter-spacing:.5px;transition:all .2s;display:inline-block}
.btn-cta-out:hover{border-color:#fff;background:rgba(255,255,255,.1)}

/* CREDIT SPEC CARDS */
.spec-grid{display:grid;grid-template-columns:1fr;gap:14px;margin-bottom:20px}
@media(min-width:480px){.spec-grid{grid-template-columns:1fr 1fr}}
.spec-card{background:var(--bg2);border-radius:var(--r);padding:16px 18px}
.spec-label{font-size:11px;font-weight:700;color:#111111;text-transform:uppercase;letter-spacing:.8px;margin-bottom:6px}
.spec-value{font-size:16px;font-weight:800;color:var(--P)}
.spec-sub{font-size:12px;color:#111111;margin-top:2px}

/* PERSON CARDS (pengurus) */
.person-grid{display:flex;flex-wrap:wrap;gap:20px;justify-content:center}
.person-card{flex:0 0 auto;width:200px;background:#fff;border:1px solid var(--bd);border-radius:var(--r2);padding:24px 20px;text-align:center;transition:box-shadow .2s,transform .2s}
.person-card:hover{box-shadow:var(--sh);transform:translateY(-4px)}
.person-avatar{width:72px;height:72px;border-radius:50%;background:linear-gradient(135deg,var(--P),var(--A));display:flex;align-items:center;justify-content:center;margin:0 auto 14px;font-size:26px;font-weight:800;color:#fff}
.person-avatar-photo{overflow:hidden;background:var(--bg2)}
.person-avatar-photo img{width:100%;height:100%;object-fit:cover;display:block}
.person-role{font-size:11px;font-weight:700;color:var(--A);text-transform:uppercase;letter-spacing:1px;margin-bottom:8px}
.person-name{font-size:14px;font-weight:700;color:var(--P);margin-bottom:6px}
.person-edu{font-size:12px;color:#111111;margin-bottom:3px}
.person-exp{font-size:12px;color:#111111}
.person-empty{width:100%;text-align:center;color:#555;font-size:13px;padding:22px;border:1px dashed var(--bd);border-radius:var(--r2);background:#fff}

/* TIMELINE (sejarah) */
.timeline{position:relative;padding-left:32px}
.timeline::before{content:'';position:absolute;left:10px;top:6px;bottom:6px;width:2px;background:linear-gradient(180deg,var(--P),var(--A))}
.tl-item{position:relative;margin-bottom:28px}
.tl-dot{position:absolute;left:-26px;top:4px;width:14px;height:14px;border-radius:50%;background:var(--P);border:3px solid #fff;box-shadow:0 0 0 2px var(--P)}
.tl-year{font-size:13px;font-weight:700;color:var(--A);margin-bottom:5px}
.tl-title{font-size:14px;font-weight:700;color:#111111;margin-bottom:6px}
.tl-text{font-size:13px;color:#111111;line-height:1.65}

/* VISI MISI */
.vm-box{border-radius:var(--r2);overflow:hidden;box-shadow:var(--sh);margin-bottom:24px}
.vm-head{background:linear-gradient(135deg,var(--P),var(--Ad));padding:20px 24px;display:flex;align-items:center;gap:12px}
.vm-head svg{width:24px;height:24px;stroke:#fff;fill:none;stroke-width:1.8;opacity:.9}
.vm-head h3{font-size:16px;font-weight:700;color:#fff}
.vm-body{background:#fff;padding:20px 24px}
.vm-quote{font-size:18px;font-weight:700;color:var(--P);line-height:1.4;margin-bottom:16px;font-style:italic}
@media(min-width:480px){.vm-quote{font-size:22px}}
.vm-items{display:flex;flex-direction:column;gap:12px}
.vm-item{display:flex;align-items:flex-start;gap:12px;padding:12px;background:var(--bg2);border-radius:var(--r);border-left:3px solid var(--A)}
.vm-item-num{width:28px;height:28px;background:var(--P);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:700;flex-shrink:0}
.vm-item-text{font-size:13px;color:#111111;line-height:1.55}
.vm-item-text strong{color:var(--P);display:block;margin-bottom:2px}

/* FORM PAGES */
.form-wrap{background:#fff;border-radius:var(--r2);box-shadow:var(--sh);overflow:hidden}
.form-section-header{background:var(--bg2);padding:14px 24px;border-bottom:1px solid var(--bd);display:flex;align-items:center;gap:10px}
.form-section-header svg{width:18px;height:18px;stroke:var(--P);fill:none;stroke-width:2;flex-shrink:0}
.form-section-header h3{font-size:13px;font-weight:700;color:var(--P);text-transform:uppercase;letter-spacing:.8px}
.form-body{padding:24px}
.form-row{margin-bottom:20px}
.form-row-2{display:grid;grid-template-columns:1fr;gap:16px}
@media(min-width:640px){.form-row-2{grid-template-columns:1fr 1fr}}
.form-label{display:block;font-size:13px;font-weight:600;color:#111111;margin-bottom:7px}
.form-label .req{color:var(--R);margin-left:2px}
.form-input,.form-textarea,.form-select{
  width:100%;border:1.5px solid var(--bd);border-radius:6px;
  padding:11px 14px;font-family:'Poppins',sans-serif;
  font-size:14px;color:#111111;background:#fff;
  transition:border-color .2s,box-shadow .2s;
}
.form-textarea{min-height:100px;resize:vertical}
.form-input:focus,.form-textarea:focus,.form-select:focus{
  border-color:var(--P);outline:none;
  box-shadow:0 0 0 3px rgba(0,42,170,.08);
}
.form-input::placeholder,.form-textarea::placeholder{color:#555555}
.form-check-group{display:flex;flex-wrap:wrap;gap:10px;margin-top:4px}
.form-check{display:flex;align-items:center;gap:7px;cursor:pointer;font-size:13px;color:#1c1c1c;padding:6px 12px;background:var(--bg2);border-radius:20px;border:1.5px solid transparent;transition:all .15s;user-select:none}
.form-check input{width:14px;height:14px;accent-color:var(--P);cursor:pointer}
.form-check:has(input:checked){background:rgba(0,42,170,.08);border-color:var(--P);color:var(--P);font-weight:600}
.form-hint{font-size:11.5px;color:#555555;margin-top:5px}
.form-divider{height:1px;background:var(--bd);margin:24px 0}
.form-submit{background:var(--P);color:#fff;border:none;border-radius:6px;padding:15px 40px;font-size:14px;font-weight:700;font-family:'Poppins',sans-serif;cursor:pointer;text-transform:uppercase;letter-spacing:.6px;min-height:52px;transition:background .2s,transform .15s;display:inline-flex;align-items:center;gap:8px}
.form-submit:hover{background:var(--A);transform:translateY(-1px)}
.form-submit:active{transform:translateY(0)}
.form-submit svg{width:18px;height:18px;fill:none;stroke:#fff;stroke-width:2}

/* KONTAK */
.kontak-grid{display:grid;grid-template-columns:1fr;gap:28px}
@media(min-width:768px){.kontak-grid{grid-template-columns:1fr 1fr}}
.kontak-info-card{background:#fff;border:1px solid var(--bd);border-radius:var(--r2);padding:24px;display:flex;align-items:flex-start;gap:16px;transition:box-shadow .2s}
.kontak-info-card:hover{box-shadow:var(--sh)}
.ki-icon{width:48px;height:48px;flex-shrink:0;background:linear-gradient(135deg,var(--P),var(--A));border-radius:12px;display:flex;align-items:center;justify-content:center}
.ki-icon svg{width:22px;height:22px;stroke:#fff;fill:none;stroke-width:1.8}
.ki-title{font-size:14px;font-weight:700;color:var(--P);margin-bottom:6px}
.ki-text{font-size:13px;color:#111111;line-height:1.6}
.map-placeholder{background:var(--bg2);border-radius:var(--r2);height:300px;display:flex;align-items:center;justify-content:center;flex-direction:column;gap:12px;border:1px solid var(--bd);color:#111111}
.map-placeholder svg{width:40px;height:40px;opacity:.3}
.map-placeholder p{font-size:13px}

/* LAPORAN */
.laporan-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
@media(min-width:640px){.laporan-grid{grid-template-columns:repeat(3,1fr)}}
.laporan-card{background:#fff;border:1px solid var(--bd);border-radius:var(--r2);padding:24px;text-align:center;transition:all .2s;cursor:pointer;display:flex;flex-direction:column;align-items:center}
.laporan-card:hover{box-shadow:var(--sh);border-color:var(--A);transform:translateY(-3px)}
.laporan-icon{width:64px;height:64px;margin:0 auto 16px;background:linear-gradient(135deg,var(--bg2),var(--bd));border-radius:var(--r);display:flex;align-items:center;justify-content:center}
.laporan-icon svg{width:32px;height:32px;stroke:var(--P);fill:none;stroke-width:1.5}
.laporan-name{font-size:13px;font-weight:700;color:var(--P);margin-bottom:10px;line-height:1.4}
.laporan-btn{display:inline-flex;align-items:center;gap:5px;background:var(--bg2);color:var(--P);font-size:12px;font-weight:600;padding:8px 16px;border-radius:20px;transition:all .2s;margin-top:auto}
.laporan-card:hover .laporan-btn{background:var(--P);color:#fff}
.bprldm-report-meta,.bprldm-report-year{font-size:11px;color:#005baa;font-weight:800;letter-spacing:.08em;text-transform:uppercase;margin:0 0 10px}
.bprldm-report-back{display:inline-flex;margin-bottom:24px;color:var(--P);font-size:13px;font-weight:700;text-decoration:none}
.bprldm-report-back:hover{text-decoration:underline}

/* BERITA */
.berita-grid{display:grid;grid-template-columns:1fr;gap:20px}
@media(min-width:640px){.berita-grid{grid-template-columns:repeat(2,1fr)}}
@media(min-width:900px){.berita-grid{grid-template-columns:repeat(3,1fr)}}
.bcard{background:#fff;border-radius:var(--r2);border:1px solid var(--bd);overflow:hidden;transition:all .28s}
.bcard:hover{box-shadow:var(--shH);transform:translateY(-4px)}
.bcard-img{height:180px;display:flex;align-items:center;justify-content:center;position:relative}
.bcard-img svg{width:48px;height:48px;opacity:.25}
.bcard-cat{position:absolute;top:12px;left:12px;background:var(--P);color:#fff;font-size:10px;font-weight:700;padding:4px 10px;border-radius:20px;text-transform:uppercase;letter-spacing:.5px}
.bcard-body{padding:18px}
.bcard-date{font-size:11.5px;color:#555555;margin-bottom:8px}
.bcard-title{font-size:14px;font-weight:700;color:#111111;line-height:1.45;margin-bottom:10px}
.bcard-exc{font-size:13px;color:#111111;line-height:1.6;margin-bottom:14px}
.bcard-link{font-size:12px;font-weight:700;color:#005aa0;text-transform:uppercase;letter-spacing:.5px;display:flex;align-items:center;gap:4px;transition:gap .2s}
.bcard-link::after{content:'\2192'}
.bcard:hover .bcard-link{gap:8px}

/* FOOTER */
.ft{background:var(--fd)}
.ft-main{padding:52px 0 36px}
.ft-grid{display:grid;grid-template-columns:1fr;gap:30px}
@media(min-width:640px){.ft-grid{grid-template-columns:1fr 1fr;gap:26px}}
@media(min-width:1024px){.ft-grid{grid-template-columns:1.7fr 1fr 1fr 1.5fr}}
.fc h4{font-size:11px;font-weight:700;color:#fff;text-transform:uppercase;letter-spacing:1.5px;margin-bottom:16px;padding-bottom:10px;border-bottom:1px solid rgba(255,255,255,.1)}
.ft-brand-logo{font-size:32px;font-weight:900;font-style:italic;letter-spacing:-2px;line-height:1;margin-bottom:5px}
.fb-d{color:var(--R)}.fb-m{color:var(--A)}
.ft-brand-n{font-size:11px;color:rgba(255,255,255,.4);text-transform:uppercase;letter-spacing:1px;margin-bottom:13px}
.ft-brand-d{font-size:14px;color:rgba(255,255,255,.85);line-height:1.7;margin-bottom:16px;margin-top:4px}
.ft-ci{display:flex;align-items:flex-start;gap:9px;font-size:14px;color:rgba(255,255,255,.9);margin-bottom:9px;line-height:1.55}
.ft-ci svg{width:13px;height:13px;stroke:var(--A);fill:none;stroke-width:2;flex-shrink:0;margin-top:3px}
.ft-links{display:flex;flex-direction:column}
.ft-links a{font-size:14px;color:rgba(255,255,255,.9);padding:8px 0;border-bottom:1px solid rgba(255,255,255,.06);display:flex;align-items:center;gap:7px;min-height:40px;transition:color .15s,padding-left .15s}
.ft-links a::before{content:'\203A';color:var(--A);font-size:16px;line-height:1;flex-shrink:0}
.ft-links a:hover{color:#fff;padding-left:4px}
.ft-lps{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.09);border-radius:var(--r);padding:16px;font-size:12.5px;color:rgba(255,255,255,.85);line-height:1.65}
.ft-lps strong{color:rgba(255,255,255,.85);font-size:13px;display:block;margin-bottom:7px}
.ft-bar{background:var(--fb);padding:14px 0}
.ft-bar-inner{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px}
.ft-bar p{font-size:13px;color:rgba(255,255,255,.5)}
.ft-bar a{color:var(--A)}
.ft-ver{font-size:11px;font-weight:700;color:rgba(255,255,255,.3);font-family:monospace}

/* FLOATS */
.floats{position:fixed;bottom:20px;right:16px;display:flex;flex-direction:column;gap:10px;z-index:600}
.wa-btn{width:54px;height:54px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 20px rgba(37,211,102,.4);transition:transform .2s;position:relative}
.wa-btn::before{content:'';position:absolute;inset:-4px;border-radius:50%;border:2px solid rgba(37,211,102,.3);animation:waPulse 2.5s ease infinite}
@keyframes waPulse{0%{transform:scale(1);opacity:.7}70%{transform:scale(1.3);opacity:0}100%{transform:scale(1.3);opacity:0}}
.wa-btn:hover{transform:scale(1.08)}
.wa-btn svg{width:28px;height:28px;fill:#fff}
.top-btn{width:42px;height:42px;border-radius:50%;background:var(--A);display:flex;align-items:center;justify-content:center;box-shadow:0 3px 14px rgba(0,0,0,.2);cursor:pointer;opacity:0;pointer-events:none;transition:all .3s}
.top-btn.show{opacity:1;pointer-events:all}
.top-btn:hover{background:var(--P);transform:translateY(-2px)}
.top-btn svg{width:18px;height:18px;stroke:#fff;fill:none;stroke-width:2.5}

/* VBADGE */
.vbadge{position:fixed;bottom:72px;left:12px;z-index:900;background:rgba(0,42,170,.85);color:rgba(255,255,255,.75);font-size:10px;font-weight:700;padding:4px 9px;border-radius:5px;letter-spacing:.5px;pointer-events:none;font-family:monospace}

/* UTILS */
.text-center{text-align:center}
.mt-8{margin-top:8px}.mt-16{margin-top:16px}.mt-24{margin-top:24px}.mt-32{margin-top:32px}
.mb-8{margin-bottom:8px}.mb-16{margin-bottom:16px}.mb-24{margin-bottom:24px}
.flex-between{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px}
.tag{display:inline-block;background:var(--bg2);color:#111111;font-size:11px;font-weight:600;padding:4px 10px;border-radius:20px;text-transform:uppercase;letter-spacing:.5px}
.tag-blue{background:rgba(0,42,170,.08);color:var(--P)}
.divider{height:1px;background:var(--bd);margin:28px 0}

/* HERO */
.hero{position:relative;overflow:hidden;background:var(--P);min-height:480px;max-width:100vw}
@media(min-width:768px){.hero{min-height:0;aspect-ratio:64/21}}
.hero-slides{position:absolute;inset:0}
.hero-slide{position:absolute;inset:0;opacity:0;transition:opacity .9s ease;display:flex;align-items:center;will-change:opacity}
.hero-slide.active{opacity:1;z-index:2}
.hero-slide.prev{opacity:0;z-index:1}
.slide-bg{position:absolute;inset:0}
.slide-bg-1{background:var(--bprldm-hero-bg-1) center center/contain no-repeat;background-color:#fff}
.slide-bg-2{background:var(--bprldm-hero-bg-2) center/contain no-repeat;background-color:#fff}
.slide-bg-3{background:linear-gradient(145deg,rgba(0,32,96,.85) 0%,rgba(0,42,170,.75) 100%),var(--bprldm-hero-bg-1) center/contain no-repeat}

/*  MOBILE HERO — CSS-only fix  */
/* Remove fixed min-height; hero scales with device width via      */
/* aspect-ratio. Banner images are ~3:1 landscape, so 3/1 ratio    */
/* makes hero fill full width with zero cropping on any screen.    */
@media(max-width:767px){
  .hero{min-height:0!important;height:52vw!important;max-height:260px!important}
  .slide-bg-1,.slide-bg-2{
    background-size:contain!important;
    background-position:center!important;
    background-repeat:no-repeat!important;
  }
  .slide-bg-3{
    background-size:100% 100%,contain!important;
    background-position:center,center!important;
    background-repeat:no-repeat,no-repeat!important;
  }
  /* Slide 3 text: scale down on small screens */
  .hero-content-wrap{padding:16px 0 36px !important}
  .hero-title{font-size:24px !important;letter-spacing:0 !important}
  .hero-subtitle{font-size:15px !important}
  .hero-tagline{font-size:12px !important;margin-bottom:14px !important}
  .btn-hero-p,.btn-hero-o{padding:10px 16px !important;font-size:12px !important;min-height:40px !important}
  /* Nav arrows */
  .hero-nav{width:32px !important;height:32px !important}
  .hero-prev{left:4px !important}.hero-next{right:4px !important}
  /* Dots & counter */
  .hero-dots{bottom:6px !important}
  .hero-counter{bottom:8px !important;right:8px !important;font-size:10px !important}
  .hero-counter .curr{font-size:14px !important}
}
.slide-geo{position:absolute;inset:0;overflow:hidden}
.slide-geo::before{content:'';position:absolute;top:-100px;right:-120px;width:480px;height:480px;border:80px solid rgba(255,255,255,.04);border-radius:50%}
.slide-geo::after{content:'';position:absolute;bottom:-80px;right:80px;width:320px;height:320px;border:60px solid rgba(40,154,212,.08);border-radius:50%}
.slide-stripe{position:absolute;inset:0;overflow:hidden;pointer-events:none}
.slide-stripe::before{content:'';position:absolute;top:0;right:0;bottom:0;width:45%;background:linear-gradient(135deg,transparent 30%,rgba(255,255,255,.025) 100%)}
.hero-content-wrap{position:relative;z-index:5;width:100%;padding:60px 0 80px}
.hero-inner{display:flex;align-items:center;gap:40px}
@media(min-width:768px){.hero-inner{gap:56px}}
.hero-logo-box{flex-shrink:0;display:none}
@media(min-width:640px){.hero-logo-box{display:flex}}
.hero-dm{width:100px;height:100px;background:rgba(255,255,255,.92);border:none;border-radius:12px;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 32px rgba(0,0,0,.25);padding:8px}
@media(min-width:1024px){.hero-dm{width:130px;height:130px;padding:12px}}
.hero-text{flex:1}
.hero-pill{display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);border-radius:20px;padding:5px 14px;font-size:11px;font-weight:600;color:rgba(255,255,255,.8);text-transform:uppercase;letter-spacing:1.5px;margin-bottom:16px;opacity:0;transform:translateY(10px);transition:all .5s ease .1s}
.dot{width:6px;height:6px;border-radius:50%;background:var(--G);animation:dotPulse 2s ease infinite}
@keyframes dotPulse{0%,100%{opacity:1;transform:scale(1)}50%{opacity:.4;transform:scale(.7)}}
.hero-pretitle{font-size:13px;font-weight:400;color:rgba(255,255,255,.65);text-transform:uppercase;letter-spacing:.8px;margin-bottom:8px;opacity:0;transform:translateY(10px);transition:all .5s ease .2s}
@media(min-width:480px){.hero-pretitle{font-size:14px}}
.hero-title{font-size:34px;font-weight:900;color:#fff;line-height:1.05;letter-spacing:-1px;margin-bottom:8px;opacity:0;transform:translateY(14px);transition:all .55s ease .3s}
@media(min-width:480px){.hero-title{font-size:42px}}
@media(min-width:768px){.hero-title{font-size:54px}}
@media(min-width:1024px){.hero-title{font-size:62px}}
.hero-subtitle{font-size:22px;font-weight:700;color:var(--A);margin-bottom:16px;opacity:0;transform:translateY(10px);transition:all .5s ease .38s}
@media(min-width:480px){.hero-subtitle{font-size:27px}}
@media(min-width:768px){.hero-subtitle{font-size:34px}}
.hero-tagline{font-size:16px;font-style:italic;color:rgba(255,255,255,.65);margin-bottom:36px;opacity:0;transform:translateY(8px);transition:all .5s ease .46s}
.hero-ctas{display:flex;flex-wrap:wrap;gap:12px;opacity:0;transform:translateY(10px);transition:all .5s ease .54s}
.hero-slide.active .hero-pill,.hero-slide.active .hero-pretitle,.hero-slide.active .hero-title,.hero-slide.active .hero-subtitle,.hero-slide.active .hero-tagline,.hero-slide.active .hero-ctas{opacity:1;transform:translateY(0)}
.btn-hero-p{background:#fff;color:var(--P);padding:14px 28px;border-radius:5px;font-weight:700;font-size:13px;text-transform:uppercase;letter-spacing:.6px;min-height:48px;display:inline-flex;align-items:center;gap:8px;box-shadow:0 4px 20px rgba(0,0,0,.25);transition:all .2s}
.btn-hero-p:hover{background:var(--A);color:#fff;transform:translateY(-2px)}
.btn-hero-o{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.45);padding:12px 26px;border-radius:5px;font-weight:600;font-size:13px;text-transform:uppercase;letter-spacing:.6px;min-height:48px;display:inline-flex;align-items:center;transition:all .2s}
.btn-hero-o:hover{border-color:#fff;background:rgba(255,255,255,.1)}
.hero-nav{position:absolute;top:50%;z-index:10;transform:translateY(-50%);width:44px;height:44px;border-radius:50%;background:rgba(255,255,255,.1);border:1.5px solid rgba(255,255,255,.2);display:flex;align-items:center;justify-content:center;transition:all .2s}
.hero-nav svg{width:18px;height:18px;stroke:#fff;fill:none;stroke-width:2.5}
.hero-nav:hover{background:rgba(255,255,255,.2);border-color:rgba(255,255,255,.4)}
.hero-prev{left:16px}.hero-next{right:16px}
@media(min-width:768px){.hero-prev{left:28px}.hero-next{right:28px}}
.hero-progress{position:absolute;bottom:0;left:0;right:0;height:3px;background:rgba(255,255,255,.15);z-index:10}
.hero-progress-bar{height:100%;background:var(--G);width:0;transition:width linear}
.hero-dots{position:absolute;bottom:20px;left:50%;transform:translateX(-50%);z-index:10;display:flex;gap:8px;align-items:center}
.hero-dot{width:8px;height:8px;border-radius:4px;background:rgba(255,255,255,.3);cursor:pointer;transition:all .3s;border:none}
.hero-dot.on{background:var(--G);width:24px}
.hero-counter{position:absolute;bottom:24px;right:28px;z-index:10;font-size:12px;font-weight:600;color:rgba(255,255,255,.5);letter-spacing:1px}
.hero-counter .curr{font-size:18px;color:#fff;font-weight:800}
/* QUICK BAR */
.qbar{background:var(--Ad);overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none}
.qbar::-webkit-scrollbar{display:none}
.qbar-inner{display:flex;flex-direction:row;overflow-x:visible;scrollbar-width:none}
.qbar-inner::-webkit-scrollbar{display:none}
@media(min-width:640px){.qbar-inner{overflow-x:visible}}
.qi{display:flex;align-items:center;gap:14px;padding:16px 20px;color:#fff;border-bottom:none;border-right:1px solid rgba(255,255,255,.1);transition:background .18s;cursor:pointer;min-height:64px;flex:0 0 auto;min-width:200px}
@media(min-width:640px){.qi{flex:1;min-width:0}}
@media(min-width:640px){.qi{flex:1;border-bottom:none;border-right:1px solid rgba(255,255,255,.12)}.qbar-inner{padding-right:16px}.qi:last-child{border-right:none}}
.qi:hover{background:rgba(0,0,0,.1)}
.qi-icon{width:40px;height:40px;flex-shrink:0;background:rgba(255,255,255,.12);border-radius:10px;display:flex;align-items:center;justify-content:center;transition:transform .2s}
.qi:hover .qi-icon{transform:scale(1.08)}
.qi-icon svg{width:22px;height:22px;stroke:#fff;fill:none;stroke-width:1.8}
.qi-t1{font-size:13.5px;font-weight:600;margin-bottom:1px}.qi-t2{font-size:11.5px;opacity:.7}
.qi-arr{margin-left:auto;opacity:.4;font-size:16px;transition:all .2s}.qi:hover .qi-arr{opacity:.8;transform:translateX(3px)}
/* TRUST BAR */
.trust-bar{background:var(--bg);border-bottom:1px solid var(--bd);padding:16px 0;overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none;scroll-snap-type:x proximity}
.trust-bar::-webkit-scrollbar{display:none}
.trust-inner{display:flex;align-items:center;justify-content:space-between;flex-wrap:nowrap;min-width:max-content;width:100%;gap:0}
.trust-item{display:flex;align-items:center;gap:10px;padding:0 20px;flex-shrink:0}
.trust-icon{width:36px;height:36px;flex-shrink:0;background:linear-gradient(135deg,var(--P),var(--A));border-radius:8px;display:flex;align-items:center;justify-content:center}
.trust-icon svg{width:20px;height:20px;stroke:#fff;fill:none;stroke-width:2}
.trust-num{font-size:20px;font-weight:800;color:var(--P);line-height:1}.trust-lbl{font-size:11px;color:#111111;text-transform:uppercase;letter-spacing:.5px;margin-top:1px}
.trust-div{width:1px;height:36px;background:var(--bd);flex-shrink:0}
@media(max-width:639px){.trust-div{display:none}}
/* PROD GRID */
.prod-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
@media(min-width:768px){.prod-grid{grid-template-columns:repeat(3,1fr);gap:20px}}
.prod-card{background:#fff;border:1px solid var(--bd);border-radius:var(--r2);overflow:hidden;display:flex;flex-direction:column;position:relative;transition:box-shadow .28s,transform .28s;cursor:pointer}
.prod-card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;transform:scaleX(0);transform-origin:left;transition:transform .28s;z-index:2;border-radius:var(--r2) var(--r2) 0 0}
.prod-card:hover{box-shadow:var(--shH);transform:translateY(-5px)}.prod-card:hover::before{transform:scaleX(1)}
.pc-1::before{background:linear-gradient(90deg,#c8a87a,#e8c96a)}.pc-2::before{background:linear-gradient(90deg,#e91e8c,#f48fb1)}.pc-3::before{background:linear-gradient(90deg,var(--R),#e57373)}.pc-4::before{background:linear-gradient(90deg,#2e7d32,#66bb6a)}.pc-5::before{background:linear-gradient(90deg,var(--Ad),var(--A))}.pc-6::before{background:linear-gradient(90deg,#6a1b9a,#ab47bc)}
.prod-img{height:200px;position:relative;overflow:hidden;background:#ffffff}
@media(min-width:768px){.prod-img{height:150px}}
.prod-img-inner{width:64px;height:64px;background:rgba(255,255,255,.65);border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 16px rgba(0,0,0,.12);transition:transform .3s}
.prod-card:hover .prod-img-inner{transform:scale(1.08)}
.prod-img-inner svg{width:28px;height:28px;stroke:currentColor;fill:none;stroke-width:1.8}
.pi-bg1{background:#f0f2f5}.pi-bg2{background:#f0f2f5}.pi-bg3{background:#f0f2f5}.pi-bg4{background:#f0f2f5}.pi-bg5{background:#f0f2f5}.pi-bg6{background:#f0f2f5}
/* Product card real images */
.pi-bg1,.pi-bg2,.pi-bg3,.pi-bg4,.pi-bg5,.pi-bg6{
  background:#ffffff;
  position:relative;overflow:hidden;
}
.pi-bg1 .prod-img-inner,
.pi-bg2 .prod-img-inner,
.pi-bg3 .prod-img-inner,
.pi-bg4 .prod-img-inner,
.pi-bg5 .prod-img-inner,
.pi-bg6 .prod-img-inner {
  width:100%;height:100%;
  background:transparent;box-shadow:none;
  position:absolute;inset:0;
  display:flex;align-items:center;justify-content:center;
  padding:8px;
}
.pi-bg1 .prod-img-inner img,
.pi-bg2 .prod-img-inner img,
.pi-bg3 .prod-img-inner img,
.pi-bg4 .prod-img-inner img,
.pi-bg5 .prod-img-inner img,
.pi-bg6 .prod-img-inner img {
  max-width:96%;max-height:96%;
  width:auto;height:auto;
  object-fit:contain;
  transition:transform .4s ease;
  mix-blend-mode:multiply;
}
.prod-card:hover .prod-img-inner img{transform:scale(1.1) translateY(-4px)}
.prod-img-inner svg{display:none}
.prod-badge{position:absolute;top:10px;right:10px;background:rgba(0,0,0,.55);color:#fff;font-size:10px;font-weight:700;padding:3px 8px;border-radius:20px}
.prod-body{padding:16px;flex:1;display:flex;flex-direction:column}
.prod-name{font-size:15px;font-weight:700;color:#005aa0;margin-bottom:7px;line-height:1.3}
@media(min-width:480px){.prod-name{font-size:16px}}
.prod-desc{font-size:12px;color:#111111;line-height:1.55;margin-bottom:14px;flex:1}
@media(min-width:480px){.prod-desc{font-size:13px}}
.prod-rate{background:var(--bg2);border-radius:6px;padding:9px 12px;display:flex;align-items:center;justify-content:space-between;margin-bottom:12px}
.pr-lbl{font-size:10px;color:#111111;text-transform:uppercase;letter-spacing:.5px}.pr-val{font-size:18px;font-weight:800;color:#005aa0}
.prod-cta{font-size:12px;font-weight:700;color:#005aa0;text-transform:uppercase;letter-spacing:.6px;display:flex;align-items:center;gap:4px;transition:gap .2s}
.prod-cta::after{content:'\2192';font-size:14px}.prod-card:hover .prod-cta{gap:8px}
/* PINJ GRID */
.pinj-grid{display:flex;flex-wrap:wrap;justify-content:center;gap:14px}
.pinj-grid>.pinj-card{flex:0 1 calc((100% - 14px)/2)}
@media(min-width:768px){
  .pinj-grid{gap:20px}
  .pinj-grid>.pinj-card{flex-basis:calc((100% - 60px)/4)}
}
.pinj-card{
  background:#fff;border:1.5px solid var(--bd);border-radius:var(--r2);
  padding:24px 18px;text-align:center;
  display:flex;flex-direction:column;
  transition:box-shadow .35s ease,transform .35s ease,opacity .35s ease,
             filter .35s ease,border-color .35s ease;
  position:relative;overflow:hidden;cursor:pointer;
}
.pinj-card::after{
  content:'';position:absolute;bottom:0;left:0;right:0;height:3px;
  background:linear-gradient(90deg,var(--P),var(--A));
  transform:scaleX(0);transform-origin:left;transition:transform .3s ease;
}
.pinj-card:hover::after{transform:scaleX(1)}
.pinj-card:hover{
  box-shadow:0 12px 40px rgba(0,42,170,.22),0 4px 16px rgba(0,42,170,.12);
  transform:translateY(-8px) scale(1.04);
  border-color:#002aaa;
  z-index:3;position:relative;
}
/* SPOTLIGHT for pinjaman grid */
.pinj-grid:has(.pinj-card:hover) .pinj-card:not(:hover){
  opacity:.55;
  filter:brightness(.88) saturate(.7);
  transform:scale(.96);
}
.pinj-grid.has-hover .pinj-card:not(.is-hovered){
  opacity:.55;
  filter:brightness(.88) saturate(.7);
  transform:scale(.96);
}
.pinj-icon{width:56px;height:56px;background:linear-gradient(135deg,var(--P),var(--Ad));border-radius:14px;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;box-shadow:0 4px 16px rgba(0,42,170,.25);transition:transform .28s}
.pinj-card:hover .pinj-icon{transform:scale(1.15) rotate(-6deg);box-shadow:0 6px 24px rgba(0,42,170,.35)}
.pinj-icon svg{width:28px;height:28px;stroke:#fff;fill:none;stroke-width:1.8}
.pinj-product-image{height:96px;margin:0 auto 16px;display:flex;align-items:center;justify-content:center}
.pinj-product-image img{display:block;max-width:100%;max-height:100%;width:auto;height:auto;object-fit:contain}
.pinj-card:hover .pinj-product-image img{transform:scale(1.05)}
.pinj-name{font-size:14px;font-weight:700;color:#005aa0;margin-bottom:7px}
@media(min-width:480px){.pinj-name{font-size:15px}}
.pinj-desc{font-size:12px;color:#111111;line-height:1.5;margin-bottom:12px}
.pinj-desc{flex:1}
.pinj-rate{font-size:26px;font-weight:900;color:#005aa0;margin-top:auto}.pinj-rate-s{font-size:11px;color:#555555;margin-top:2px}
/* RATE */
.rate-wrap{display:grid;grid-template-columns:1fr;gap:20px}
@media(min-width:768px){.rate-wrap{grid-template-columns:1fr 1fr;gap:28px}}
.rate-card{background:#fff;border-radius:var(--r2);overflow:hidden;box-shadow:var(--sh)}
.rate-head{background:linear-gradient(135deg,var(--P),var(--Ad));padding:18px 22px;display:flex;align-items:center;gap:12px}
.rate-head svg{width:22px;height:22px;stroke:#fff;fill:none;stroke-width:1.8;opacity:.9;flex-shrink:0}
.rate-head h3{font-size:16px;font-weight:700;color:#fff}
.rate-row{display:flex;align-items:center;justify-content:space-between;padding:13px 22px;border-bottom:1px solid var(--bg2);transition:background .15s;cursor:default}
.rate-row:last-child{border:none}.rate-row:hover{background:var(--bg2)}
.rr-per{font-size:14px;color:#111111;font-weight:500}.rr-val{font-size:19px;font-weight:800;color:#005aa0;display:flex;align-items:baseline;gap:3px}
.rr-val small{font-size:12px;font-weight:400;color:#111111}
.bprldm-rate-timestamp{
  margin:8px auto 0;
  color:#667085;
  font-size:11px;
  line-height:1.5;
  text-align:center;
}
.bprldm-rate-timestamp-bottom{
  margin-top:14px;
}
/* LPS */
.lps{background:linear-gradient(135deg,#001a6e,var(--P),#003d94);padding:56px 0;position:relative;overflow:hidden}
.lps::before{content:'';position:absolute;top:-100px;right:-100px;width:300px;height:300px;border:70px solid rgba(255,255,255,.04);border-radius:50%}
.lps::after{content:'';position:absolute;bottom:-60px;left:80px;width:200px;height:200px;border:50px solid rgba(40,154,212,.06);border-radius:50%}
.lps-inner{position:relative;z-index:2;display:flex;flex-direction:column;gap:32px}
@media(min-width:768px){.lps-inner{flex-direction:row;align-items:center;justify-content:space-between;gap:48px}}
.lps-badge{display:inline-flex;align-items:center;gap:7px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);border-radius:20px;padding:5px 14px;font-size:11px;font-weight:700;color:rgba(255,255,255,.8);text-transform:uppercase;letter-spacing:1px;margin-bottom:14px}
.lps h3{font-size:18px;font-weight:700;color:#fff;line-height:1.4;margin-bottom:10px}
@media(min-width:480px){.lps h3{font-size:20px}}
.lps p{font-size:15px;color:rgba(255,255,255,.95);line-height:1.7;max-width:480px}
.lps-right{flex-shrink:0;text-align:center}.lps-box{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15);border-radius:var(--r2);padding:20px 28px;display:inline-block;margin-bottom:16px}
.lps-lbl{font-size:11px;color:rgba(255,255,255,.55);text-transform:uppercase;letter-spacing:1px;margin-bottom:6px}
.lps-amt{font-size:32px;font-weight:900;color:#fff;letter-spacing:-1px}
@media(min-width:480px){.lps-amt{font-size:38px}}
.lps-sub{font-size:11.5px;color:rgba(255,255,255,.5);margin-top:4px}
.lps-link{display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.1);border:1.5px solid rgba(255,255,255,.3);color:#fff;padding:11px 22px;border-radius:5px;font-size:12.5px;font-weight:600;text-transform:uppercase;letter-spacing:.5px;min-height:44px;transition:all .2s}
.lps-link:hover{background:rgba(255,255,255,.2);border-color:#fff}
/* CS */
.cs-wrap{text-align:center}.cs-cards{display:flex;flex-direction:column;gap:14px;margin-top:36px}
@media(min-width:640px){.cs-cards{flex-direction:row;justify-content:center}}
.cs-card{background:rgba(255,255,255,.08);border:1.5px solid rgba(255,255,255,.16);border-radius:var(--r2);padding:20px 26px;display:flex;align-items:center;gap:16px;transition:all .2s;cursor:pointer;min-height:72px}
@media(min-width:640px){.cs-card{min-width:220px}}
.cs-card:hover{background:rgba(255,255,255,.15);border-color:rgba(255,255,255,.3);transform:translateY(-2px)}
.cs-card svg{width:28px;height:28px;stroke:var(--A);fill:none;stroke-width:1.8;flex-shrink:0}
.cc-lbl{font-size:12px;color:rgba(255,255,255,.65);text-transform:uppercase;letter-spacing:.8px;margin-bottom:4px}.cc-val{font-size:16px;font-weight:700;color:#fff}
/* REG */
.reg-section{background:#ffffff;padding:80px 0;border-top:2px solid #e8edf2}
.reg-title{text-align:center;font-size:15px;font-weight:800;color:#111111;text-transform:uppercase;letter-spacing:2.5px;margin-bottom:12px}
.reg-subtitle{text-align:center;font-size:16px;color:#1c1c1c;margin-bottom:56px;line-height:1.5;font-weight:500}
.reg-logos{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:40px 64px}
@media(min-width:640px){.reg-logos{gap:40px 80px}}
.rgi{display:flex;flex-direction:column;align-items:center;gap:10px;opacity:0;transform:translateY(20px);transition:opacity .5s ease,transform .5s ease;cursor:default}
.reg-img{height:80px;max-height:80px;width:auto;max-width:180px;object-fit:contain;display:block;transition:transform .3s ease,opacity .3s ease}
.rgi.revealed{opacity:1;transform:translateY(0)}.rgi.revealed:hover{transform:translateY(-5px)}.rgi.revealed img{filter:none}
.rgi-abbr{font-size:20px;font-weight:900;letter-spacing:-.5px}
@media(min-width:480px){.rgi-abbr{font-size:24px}}
.rgi-name{font-size:9px;text-transform:uppercase;letter-spacing:.5px;font-weight:600;color:#111111;text-align:center;max-width:90px}

/*  CALCULATOR  */
.calc-tabs{display:flex;gap:8px;justify-content:center;margin-bottom:36px;flex-wrap:wrap}
.calc-tab{padding:12px 28px;border-radius:30px;font-size:14px;font-weight:600;
  color:#111111;background:var(--bg2);border:2px solid transparent;
  cursor:pointer;transition:all .22s ease;font-family:'Poppins',sans-serif}
.calc-tab.active{background:var(--P);color:#fff;border-color:var(--P)}
.calc-tab:not(.active):hover{border-color:var(--P);color:var(--P)}

.calc-panel{animation:fadeIn .3s ease}
@keyframes fadeIn{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}

.calc-grid{display:grid;grid-template-columns:1fr;gap:24px}
@media(min-width:768px){.calc-grid{grid-template-columns:1.1fr 1fr;gap:32px;align-items:start}}

.calc-left,.calc-right{}
.calc-field{margin-bottom:24px}
.calc-label{display:block;font-size:13px;font-weight:700;color:#111111;margin-bottom:10px;
  text-transform:uppercase;letter-spacing:.6px}
.calc-input-wrap{display:flex;align-items:center;border:2px solid var(--bd);
  border-radius:var(--r);overflow:hidden;background:#fff;
  transition:border-color .2s;focus-within:border-color:var(--P)}
.calc-input-wrap:focus-within{border-color:var(--P);box-shadow:0 0 0 3px rgba(0,42,170,.07)}
.calc-prefix{padding:14px 14px 14px 18px;font-size:14px;font-weight:600;
  color:#111111;background:var(--bg2);border-right:1px solid var(--bd)}
.calc-input{flex:1;padding:14px 16px;font-size:20px;font-weight:700;
  color:var(--P);border:none;outline:none;background:#fff;font-family:'Poppins',sans-serif;
  min-width:0}

.calc-quick{display:flex;flex-wrap:wrap;gap:7px;margin-top:10px}
.calc-quick-btn{padding:6px 13px;border-radius:20px;font-size:12px;font-weight:600;
  color:var(--Ad);background:rgba(0,90,160,.08);border:1.5px solid transparent;
  cursor:pointer;transition:all .18s;font-family:'Poppins',sans-serif}
.calc-quick-btn:hover{background:var(--P);color:#fff}

/* Tenor buttons */
.calc-tenor-btns{display:grid;grid-template-columns:repeat(5,1fr);gap:8px}
@media(max-width:480px){.calc-tenor-btns{grid-template-columns:repeat(3,1fr)}}
.calc-tenor-btn{display:flex;flex-direction:column;align-items:center;gap:3px;
  padding:10px 4px;border-radius:var(--r);font-size:12px;font-weight:600;
  color:#111111;background:var(--bg2);border:2px solid transparent;
  cursor:pointer;transition:all .2s;font-family:'Poppins',sans-serif;line-height:1.3}
.calc-tenor-btn span{font-size:11px;color:var(--A);font-weight:700}
.calc-tenor-btn.active{background:var(--P);color:#fff;border-color:var(--P)}
.calc-tenor-btn.active span{color:var(--G)}
.calc-tenor-btn:not(.active):hover{border-color:var(--P);color:var(--P)}

/* Slider */
.calc-slider{width:100%;height:6px;border-radius:3px;
  -webkit-appearance:none;appearance:none;
  background:linear-gradient(90deg,#002aaa 4%,#e2e8f0 4%);
  outline:none;cursor:pointer;margin:16px 0 6px;touch-action:none}
.calc-slider::-webkit-slider-thumb{
  -webkit-appearance:none;appearance:none;
  width:22px;height:22px;border-radius:50%;
  background:var(--P);border:3px solid #fff;
  box-shadow:0 2px 8px rgba(0,42,170,.3);cursor:pointer}
.calc-slider::-moz-range-thumb{
  width:22px;height:22px;border-radius:50%;
  background:var(--P);border:3px solid #fff;
  box-shadow:0 2px 8px rgba(0,42,170,.3);cursor:pointer;border:none}
.calc-slider-labels{
  position:relative;
  display:block;
  height:24px;
  margin-top:8px;
}
.calc-slider-labels span{
  position:absolute;
  top:0;
  font-size:11px;color:#555555;font-weight:600;
  white-space:nowrap;
  line-height:1.15;
  text-align:center;
}

/* Product buttons (tabungan) */
.calc-prod-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:4px}
@media(min-width:480px){.calc-prod-grid{grid-template-columns:repeat(3,1fr)}}
.calc-prod-btn{display:flex;flex-direction:column;align-items:center;gap:3px;
  padding:12px 8px;border-radius:var(--r);font-size:12.5px;font-weight:600;
  color:#111111;background:var(--bg2);border:2px solid transparent;
  cursor:pointer;transition:all .2s;font-family:'Poppins',sans-serif;line-height:1.3}
.calc-prod-btn span{font-size:11px;font-weight:700;color:var(--A)}
.calc-prod-btn.active{background:var(--P);color:#fff;border-color:var(--P)}
.calc-prod-btn.active span{color:var(--G)}
.calc-prod-btn:not(.active):hover{border-color:var(--P);color:var(--P)}

/* Result card */
.calc-result{background:linear-gradient(145deg,var(--P) 0%,#1a4fd4 100%);
  border-radius:16px;padding:28px;color:#fff;
  box-shadow:0 8px 32px rgba(0,42,170,.25)}
.cr-header{display:flex;align-items:center;justify-content:space-between;
  margin-bottom:24px;flex-wrap:wrap;gap:10px}
.cr-rate-badge{background:rgba(255,255,255,.15);
  border:1px solid rgba(255,255,255,.25);
  border-radius:20px;padding:6px 16px;
  font-size:15px;font-weight:800;color:#fff}
.cr-rate-badge span{font-size:26px;letter-spacing:-1px}
.cr-tenor-display{font-size:13px;color:rgba(255,255,255,.7);font-weight:500}
.cr-tenor-display strong{color:#fff}

.cr-rows{display:flex;flex-direction:column;gap:0;margin-bottom:20px;
  background:rgba(255,255,255,.08);border-radius:10px;overflow:hidden}
.cr-row{display:flex;align-items:center;justify-content:space-between;
  padding:13px 18px;border-bottom:1px solid rgba(255,255,255,.1)}
.cr-row:last-child{border:none}
.cr-lbl{font-size:14px;color:rgba(255,255,255,.8);font-weight:500}
.cr-val{font-size:16px;font-weight:700;color:#fff;text-align:right}
.cr-row.cr-highlight{background:rgba(255,255,255,.06)}
.cr-val.cr-green{color:var(--G)}
.cr-row.cr-total{background:rgba(255,255,255,.1)}
.cr-val.cr-big{font-size:21px;font-weight:900;color:#fff}
.cr-note{font-size:11px;color:rgba(255,255,255,.5);line-height:1.55;margin-bottom:18px}
.cr-timestamp{
  margin:-8px 0 18px;
  padding-top:8px;
  border-top:1px solid rgba(255,255,255,.14);
  color:rgba(255,255,255,.68);
  font-size:10px;
  line-height:1.45;
}
.cr-cta{display:block;text-align:center;background:#fff;color:var(--P);
  padding:13px;border-radius:8px;font-weight:700;font-size:13px;
  text-transform:uppercase;letter-spacing:.5px;
  transition:background .2s,color .2s}
.cr-cta:hover{background:var(--G);color:var(--fd)}

/* Number animation */
.cr-val.animating{animation:countUp .35s ease}
@keyframes countUp{from{transform:translateY(6px);opacity:.4}to{transform:translateY(0);opacity:1}}

/*  HERO CARD (Slide 2 lifted text panel)  */
.hero-card{
  /* Sits on the right side of the slide, clear from the photo */
  display:flex;flex-direction:column;justify-content:center;
  padding:32px 36px;
  background:rgba(255,255,255,.96);
  border-radius:16px;
  box-shadow:0 8px 40px rgba(0,0,0,.25),0 2px 12px rgba(0,0,0,.12);
  max-width:400px;
  margin:40px 0;
  position:relative;z-index:5;
  border-left:5px solid #002aaa;
}
@media(max-width:640px){
  /* On mobile: full width card at bottom */
  .hero-card{
    max-width:100%;margin:0;border-radius:0;
    padding:20px 18px;border-left:none;
    border-top:4px solid #002aaa;
    background:rgba(255,255,255,.97);
  }
  /* Hide spacer on mobile */
  .hero-content-wrap > .w > div[style*="flex:1"]{display:none}
}
.hero-card-logo{
  height:36px;width:auto;object-fit:contain;
  margin-bottom:14px;
}
.hero-card-pre{
  font-size:11px;font-weight:700;color:#1c1c1c;
  text-transform:uppercase;letter-spacing:1.2px;
  margin-bottom:6px;
}
.hero-card-title{
  font-size:26px;font-weight:900;line-height:1.15;
  color:#002aaa;margin-bottom:8px;letter-spacing:-.5px;
}
@media(min-width:768px){.hero-card-title{font-size:30px}}
.hero-card-tag{
  font-size:13px;color:#1c1c1c;
  line-height:1.5;margin-bottom:22px;
}
.hero-card-ctas{display:flex;gap:10px;flex-wrap:wrap}
.btn-hero-card-p{
  background:#002aaa;color:#fff;
  padding:12px 22px;border-radius:5px;
  font-weight:700;font-size:13px;
  text-transform:uppercase;letter-spacing:.5px;
  display:inline-flex;align-items:center;
  min-height:44px;
  transition:background .2s,transform .15s;
  box-shadow:0 3px 12px rgba(0,42,170,.3);
}
.btn-hero-card-p:hover{background:#1a4fd4;transform:translateY(-1px)}
.btn-hero-card-o{
  background:transparent;color:#002aaa;
  border:2px solid #002aaa;
  padding:10px 20px;border-radius:5px;
  font-weight:600;font-size:13px;
  text-transform:uppercase;letter-spacing:.5px;
  display:inline-flex;align-items:center;
  min-height:44px;
  transition:all .2s;
}
.btn-hero-card-o:hover{background:#002aaa;color:#fff}

.rgi:nth-child(1){transition-delay:.05s}
.rgi:nth-child(2){transition-delay:.15s}
.rgi:nth-child(3){transition-delay:.25s}
.rgi:nth-child(4){transition-delay:.35s}
.rgi:nth-child(5){transition-delay:.45s}

/*  BERITA TERBARU  */
.berita-terbaru-section{
  background:
    linear-gradient(
      160deg,
      rgba(4,8,24,.95) 0%,
      rgba(0,18,72,.92) 40%,
      rgba(0,30,90,.90) 100%
    ),
    var(--bprldm-profile-bg) center center / cover no-repeat;
  background-attachment: fixed;
  position:relative;
  padding: 80px 0;
}
/* iOS/Android fallback — fixed attachment broken on mobile */
@supports (-webkit-overflow-scrolling: touch){
  .berita-terbaru-section{ background-attachment: scroll; }
}
@media(max-width:767px){
  .berita-terbaru-section{ background-attachment: scroll; padding:60px 0; }
}
.sec-head-inline{align-items:flex-end;margin-bottom:32px}
.btn-see-all{font-size:13px;font-weight:700;color:#fff;text-transform:uppercase;
  letter-spacing:.5px;border:2px solid rgba(255,255,255,.5);padding:9px 18px;
  border-radius:5px;white-space:nowrap;transition:all .2s;flex-shrink:0;
  background:rgba(255,255,255,.1)}
.btn-see-all:hover{background:#fff;color:#002aaa;border-color:#fff}

.berita-carousel-wrap{position:relative;overflow:hidden;touch-action:pan-y}
.berita-carousel{display:flex;gap:20px;transition:transform .4s cubic-bezier(.4,0,.2,1);
  will-change:transform}
.bt-card{flex:0 0 calc(33.333% - 14px);min-width:0;background:#fff;
  border:1px solid var(--bd);border-radius:var(--r2);overflow:hidden;
  cursor:pointer;transition:box-shadow .3s ease,transform .3s ease;
  position:relative}
.bt-card:hover{box-shadow:var(--shH);transform:translateY(-4px)}
@media(max-width:767px){.bt-card{flex:0 0 calc(85% - 10px)}}
@media(min-width:768px) and (max-width:1023px){.bt-card{flex:0 0 calc(50% - 10px)}}

.bt-img{height:170px;display:flex;align-items:center;justify-content:center;
  position:relative;overflow:hidden;border-radius:14px 14px 0 0}
.bt-img svg{width:48px;height:48px;opacity:.3}
.bt-cat{position:absolute;top:12px;left:12px;background:#002aaa;color:#fff;
  font-size:10px;font-weight:700;padding:4px 10px;border-radius:20px;
  text-transform:uppercase;letter-spacing:.5px}
.bt-body{padding:20px}
.bt-date{font-size:12px;color:#555555;margin-bottom:8px}
.bt-title{font-size:16px;font-weight:700;color:#111111;line-height:1.4;margin-bottom:9px}
.bt-exc{font-size:14px;color:#111111;line-height:1.65;margin-bottom:14px}
.bt-link{font-size:12px;font-weight:700;color:#005aa0;text-transform:uppercase;
  letter-spacing:.5px;display:inline-flex;align-items:center;gap:4px;transition:gap .2s}
.bt-card:hover .bt-link{gap:8px}

/* Carousel nav buttons */
.bc-nav{position:absolute;top:50%;transform:translateY(-50%);z-index:5;
  width:40px;height:40px;border-radius:50%;
  background:#fff;border:2px solid var(--bd);
  display:flex;align-items:center;justify-content:center;
  cursor:pointer;transition:all .2s;box-shadow:var(--sh)}
.bc-nav:hover{background:#002aaa;border-color:#002aaa}
.bc-nav:hover svg{stroke:#fff}
.bc-nav svg{width:18px;height:18px;stroke:var(--t1);fill:none;stroke-width:2.5}
.bc-prev{left:-20px}
.bc-next{right:-20px}
@media(max-width:640px){.bc-prev{left:0}.bc-next{right:0}}

/* Dots */
.bc-dots{display:flex;justify-content:center;gap:8px;margin-top:24px}
.bc-dot{width:8px;height:8px;border-radius:4px;background:var(--bd);
  border:none;cursor:pointer;transition:all .3s;padding:0}
.bc-dot.on{background:#005aa0;width:24px}

/*  LPS MINI STRIP  */
.lps-mini{background:linear-gradient(90deg,#001a6e,#002aaa,#004494);padding:18px 0}
.lps-mini-inner{display:flex;align-items:center;justify-content:space-between;
  flex-wrap:wrap;gap:12px}
.lps-mini-left{display:flex;align-items:center;gap:14px;flex:1}
.lps-mini-lock{font-size:22px;flex-shrink:0}
.lps-mini-left > div{font-size:15px;color:rgba(255,255,255,.9);line-height:1.5;display:flex;flex-wrap:wrap;gap:4px;align-items:center}
.lps-mini-left strong{color:#ffffff;font-weight:700}
.lps-mini-link{flex-shrink:0;background:rgba(255,255,255,.15);color:#fff;
  border:1.5px solid rgba(255,255,255,.4);padding:9px 20px;
  border-radius:4px;font-size:13px;font-weight:700;
  text-transform:uppercase;letter-spacing:.5px;
  transition:all .2s;white-space:nowrap}
.lps-mini-link:hover{background:rgba(255,255,255,.25);border-color:#fff}

/* Dark section text overrides */
.berita-terbaru-section .sec-eye{color:rgba(255,255,255,.65);letter-spacing:3px}
.berita-terbaru-section .sec-title{color:#ffffff}
.berita-terbaru-section .sec-head-inline{border-bottom:1px solid rgba(255,255,255,.12);padding-bottom:20px}

/* Carousel nav on dark bg */
.berita-terbaru-section .bc-nav{
  background:rgba(255,255,255,.1);
  border-color:rgba(255,255,255,.25);
}
.berita-terbaru-section .bc-nav svg{stroke:#fff}
.berita-terbaru-section .bc-nav:hover{background:rgba(255,255,255,.25);border-color:#fff}

/* Dots on dark bg */
.berita-terbaru-section .bc-dots .bc-dot{background:rgba(255,255,255,.25)}
.berita-terbaru-section .bc-dots .bc-dot.on{background:#fff;width:24px}

/* Cards on dark bg — elevated look */
.berita-terbaru-section .bt-card{
  background:#ffffff;
  border:none;
  box-shadow:0 8px 32px rgba(0,0,0,.4),0 2px 8px rgba(0,0,0,.2);
  border-radius:14px;
}
.berita-terbaru-section .bt-card:hover{
  box-shadow:0 16px 48px rgba(0,0,0,.55),0 4px 16px rgba(0,0,0,.3);
  transform:translateY(-6px);
}

/* Subtle light edge on cards */
.berita-terbaru-section .bt-card::before{
  content:'';position:absolute;inset:0;border-radius:14px;
  border:1px solid rgba(255,255,255,.12);
  pointer-events:none;z-index:1;
}

/* PENGUMUMAN REGULATOR */
.bprldm-reg-ann-section{padding:40px 0;background:linear-gradient(145deg,#001a6e 0%,#00348f 52%,#005da8 100%);position:relative;overflow:hidden}
.bprldm-reg-ann-section .sec-eye{color:rgba(255,255,255,.7)}
.bprldm-reg-ann-section .sec-title{color:#fff}
.bprldm-reg-ann-section .sec-sub{color:rgba(255,255,255,.82)}
.bprldm-reg-ann-wrap{position:relative;overflow:hidden;touch-action:pan-y}
.bprldm-reg-ann-track{display:flex;gap:20px;transition:transform .4s cubic-bezier(.4,0,.2,1);will-change:transform}
.bprldm-reg-ann-track.is-static{justify-content:center;will-change:auto}
.bprldm-reg-ann-card{appearance:none;flex:0 0 min(320px,calc(33.333% - 14px));min-width:0;padding:0;background:#fff;border:0;border-radius:14px;overflow:hidden;box-shadow:0 8px 30px rgba(0,0,0,.3);cursor:pointer;font:inherit;text-align:left;transition:transform .25s,box-shadow .25s}
.bprldm-reg-ann-track.is-static .bprldm-reg-ann-card{flex-basis:min(320px,calc(50% - 10px))}
.bprldm-reg-ann-card:hover{transform:translateY(-4px);box-shadow:0 14px 38px rgba(0,0,0,.4)}
.bprldm-reg-ann-image{display:flex;align-items:center;justify-content:center;width:100%;aspect-ratio:3/4;background:#fff;overflow:hidden}
.bprldm-reg-ann-image img{display:block;width:100%;height:100%;object-fit:contain}
.bprldm-reg-ann-nav{position:absolute;top:50%;z-index:3;width:42px;height:42px;border:1px solid rgba(255,255,255,.5);border-radius:50%;background:rgba(0,18,72,.75);color:#fff;font-size:30px;line-height:1;cursor:pointer;transform:translateY(-50%);transition:background .2s}
.bprldm-reg-ann-nav:hover{background:#fff;color:#00348f}
.bprldm-reg-ann-prev{left:10px}.bprldm-reg-ann-next{right:10px}
.bprldm-reg-ann-dots{display:flex;justify-content:center;gap:8px;margin-top:24px}
.bprldm-reg-ann-dot{width:8px;height:8px;padding:0;border:0;border-radius:4px;background:rgba(255,255,255,.35);cursor:pointer;transition:all .25s}
.bprldm-reg-ann-dot.on{width:24px;background:#fff}
.bprldm-reg-ann-modal{position:fixed;inset:0;z-index:100000;display:none;align-items:center;justify-content:center;padding:24px;background:rgba(3,8,24,.9)}
.bprldm-reg-ann-modal.is-open{display:flex}
.bprldm-reg-ann-modal-dialog{position:relative;max-width:min(1100px,94vw);max-height:92vh;padding:16px;background:#fff;border-radius:14px;box-shadow:0 20px 70px rgba(0,0,0,.55)}
.bprldm-reg-ann-modal-dialog img{display:block;max-width:100%;max-height:78vh;width:auto;height:auto;margin:auto;object-fit:contain}
.bprldm-reg-ann-modal-dialog p{margin:12px 42px 0;color:#00348f;font-size:15px;font-weight:800;text-align:center}
.bprldm-reg-ann-modal-close{position:absolute;top:8px;right:8px;z-index:2;width:36px;height:36px;border:0;border-radius:50%;background:#00348f;color:#fff;font-size:26px;line-height:1;cursor:pointer}
@media(max-width:1023px){.bprldm-reg-ann-card{flex-basis:min(320px,calc(50% - 10px))}}
@media(max-width:767px){
  .bprldm-reg-ann-section{padding:36px 0}
  .bprldm-reg-ann-card{flex-basis:min(320px,84vw)}
  .bprldm-reg-ann-track.is-static .bprldm-reg-ann-card{flex-basis:min(320px,84vw)}
  .bprldm-reg-ann-nav{width:38px;height:38px}
  .bprldm-reg-ann-prev{left:4px}.bprldm-reg-ann-next{right:4px}
  .bprldm-reg-ann-modal{padding:12px}
  .bprldm-reg-ann-modal-dialog{padding:10px}
}

/* Berita parallax section overrides sec-alt background */
.berita-terbaru-section.sec-alt{background:
  linear-gradient(
    160deg,
    rgba(4,8,24,.95) 0%,
    rgba(0,18,72,.92) 40%,
    rgba(0,30,90,.90) 100%
  ),
  var(--bprldm-profile-bg) center center / cover no-repeat !important;
  background-attachment: fixed !important;
}
@media(max-width:767px){
  .berita-terbaru-section.sec-alt{background-attachment:scroll !important}
}

/* 
   GLOBAL PPT-STYLE ENTRANCE ANIMATIONS
    */

/* Keyframes */
@keyframes slideUp    {from{opacity:0;transform:translateY(36px)}to{opacity:1;transform:translateY(0)}}
@keyframes slideLeft  {from{opacity:0;transform:translateX(-40px)}to{opacity:1;transform:translateX(0)}}
@keyframes slideRight {from{opacity:0;transform:translateX(20px)}to{opacity:1;transform:translateX(0)}}
@keyframes zoomIn     {from{opacity:0;transform:scale(.88)}to{opacity:1;transform:scale(1)}}
@keyframes fadeIn     {from{opacity:0}to{opacity:1}}
@keyframes popIn      {from{opacity:0;transform:scale(.7)}to{opacity:1;transform:scale(1)}}
@keyframes floatBob   {0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}
@keyframes pulseBorder{0%,100%{box-shadow:0 0 0 0 rgba(0,42,170,.4)}70%{box-shadow:0 0 0 10px rgba(0,42,170,0)}}

/* Base animate class — applied by JS when element enters viewport */
.anim-el{opacity:0;transform:translateY(16px)}
/* Transitions for exit (element leaves viewport) */
.anim-el:not(.in){
  opacity:0;
}
.anim-el.in.slide-up   {animation:slideUp   .6s cubic-bezier(.25,.46,.45,.94) both}
.anim-el.in.slide-left {animation:slideLeft .6s cubic-bezier(.25,.46,.45,.94) both}
.anim-el.in.slide-right{animation:slideRight .6s cubic-bezier(.25,.46,.45,.94) both}
.anim-el.in.zoom-in    {animation:zoomIn    .55s cubic-bezier(.25,.46,.45,.94) both}
.anim-el.in.pop-in     {animation:popIn     .45s cubic-bezier(.34,1.56,.64,1)  both}
.anim-el.in.fade-in    {animation:fadeIn    .65s ease both}

/* Stagger delays */
.d-0{animation-delay:.0s}.d-1{animation-delay:.1s}.d-2{animation-delay:.2s}
.d-3{animation-delay:.3s}.d-4{animation-delay:.4s}.d-5{animation-delay:.5s}
.d-6{animation-delay:.6s}.d-7{animation-delay:.7s}.d-8{animation-delay:.8s}

/* Respect reduced motion */
@media(prefers-reduced-motion:reduce){
  .anim-el,.anim-el.in{animation:none!important;opacity:1!important;transform:none!important}
}

/* 
   REGULATORY LOGOS — INFINITE MARQUEE TICKER
    */
.reg-ticker-wrap{
  overflow:hidden;
  position:relative;
  padding:8px 0;
}
/* Fade edges */
.reg-ticker-wrap::before,
.reg-ticker-wrap::after{
  content:'';position:absolute;top:0;bottom:0;width:80px;z-index:2;
}
.reg-ticker-wrap::before{left:0;background:linear-gradient(90deg,#fff,transparent)}
.reg-ticker-wrap::after{right:0;background:linear-gradient(-90deg,#fff,transparent)}

.reg-ticker{display:flex;width:fit-content}
.reg-ticker-track{
  display:flex;align-items:center;gap:100px;
  padding:0 60px;
  animation:marqueeScroll 30s linear infinite;
}
.reg-ticker-track:hover,
.reg-ticker:hover .reg-ticker-track{animation-play-state:paused}

@keyframes marqueeScroll{
  0%  {transform:translateX(0)}
  100%{transform:translateX(-100%)}
}

.rgi-item{
  flex-shrink:0;display:flex;align-items:center;
  transition:transform .3s ease,filter .3s ease;
  filter:grayscale(.2);
}
.rgi-item:hover{transform:scale(1.12) translateY(-3px);filter:grayscale(0)}
.rgi-item .reg-img{
  height:100px;max-height:100px;width:auto;
  max-width:260px;object-fit:contain;display:block;
}

/* 
   SEJARAH TIMELINE — FLOW ANIMATION
    */
.timeline{position:relative;padding-left:32px}

/* The flowing line */
.timeline::before{
  content:'';position:absolute;
  left:10px;top:6px;
  width:2px;
  height:0; /* starts at 0, animated to full */
  background:linear-gradient(180deg,#002aaa,#289ad4,#002aaa);
  transition:none;
}
.timeline.flowing::before{
  animation:timelineFlow 2.5s cubic-bezier(.4,0,.2,1) forwards;
}
@keyframes timelineFlow{
  0%  {height:0;opacity:.3}
  30% {opacity:1}
  100%{height:100%;opacity:1}
}

/* Each timeline item — hidden until line reaches it */
.tl-item{
  opacity:0;transform:translateX(-16px);
  transition:none;
}
.tl-item.tl-appear{
  animation:tl-slide-in .5s cubic-bezier(.25,.46,.45,.94) forwards;
}
@keyframes tl-slide-in{
  from{opacity:0;transform:translateX(-16px)}
  to{opacity:1;transform:translateX(0)}
}

/* Dot pulse when appearing */
.tl-dot{
  position:absolute;left:-26px;top:4px;
  width:14px;height:14px;border-radius:50%;
  background:#002aaa;border:3px solid #fff;
  box-shadow:0 0 0 2px #002aaa;
  transform:scale(0);transition:transform .3s cubic-bezier(.34,1.56,.64,1);
}
.tl-item.tl-appear .tl-dot{transform:scale(1)}

/* Year badge bounce in */
.tl-year{
  font-size:13px;font-weight:700;color:#002aaa;margin-bottom:5px;
  display:inline-block;
}

/* 
   FLOATING ELEMENTS — always-on subtle motion
    */
.trust-icon{
  animation:none;
  transition:transform .2s ease, box-shadow .2s ease;
}
.trust-item:hover .trust-icon{
  transform:scale(1.08);
  box-shadow:0 4px 16px rgba(0,42,170,.25);
}

/* Pulse border on active hero dots */
.hero-dot.on{animation:none;background:var(--G);width:24px}

/* Hero DM box gentle float */
.hero-dm{animation:floatBob 4s ease-in-out infinite}

/* LPS mini strip pulse */
.lps-mini-lock{animation:floatBob 2.5s ease-in-out infinite;display:inline-block}

/* 
   PRODUCT CARDS — stagger entrance
    */
.prod-card.anim-el.in,
.pinj-card.anim-el.in,
.rate-card.anim-el.in{animation:slideUp .6s cubic-bezier(.25,.46,.45,.94) both}

/* Person cards — pop in */
.person-card.anim-el.in{animation:popIn .5s cubic-bezier(.34,1.56,.64,1) both}

/* Laporan cards */
.laporan-card.anim-el.in{animation:zoomIn .5s cubic-bezier(.25,.46,.45,.94) both}

/* 
   SECTION TITLES — slide up
    */
.sec-head.anim-el.in{animation:slideUp .7s cubic-bezier(.25,.46,.45,.94) both}
.page-hero-inner.anim-el.in{animation:slideUp .8s cubic-bezier(.25,.46,.45,.94) both}

/* 
   BERITA CAROUSEL — auto-scroll progress indicator
    */
.bc-progress{
  position:absolute;bottom:-3px;left:0;height:3px;
  background:#002aaa;width:0;
  animation:bcProgress var(--bc-dur,4s) linear forwards;
}
@keyframes bcProgress{from{width:0}to{width:100%}}

/* 
   TRUST BAR — counter animation (number flicker)
    */
.trust-num{
  font-size:18px;font-weight:800;color:#002aaa;line-height:1;
  display:inline-block;
}

/* Rate value highlights on card hover */
.prod-card:hover .pr-val{
  color:#002aaa;
  font-size:19px;
  transition:font-size .2s ease,color .2s ease;
}
.prod-card:hover .pr-lbl{color:#005aa0;transition:color .2s}

/* SELENGKAPNYA arrow shoots forward */
.prod-card:hover .prod-cta{
  color:#002aaa;
  gap:12px;
  font-size:13px;
}
.prod-cta{transition:gap .25s ease,font-size .2s ease,color .2s}

.pinj-card:hover .pinj-rate{
  font-size:26px;color:#002aaa;
  transition:font-size .2s ease,color .2s ease;
}
.pinj-rate{transition:font-size .2s ease,color .2s ease}
.pinj-card:hover .pinj-name{color:#005aa0;transition:color .2s}

/* Shine sweep on card hover */
.prod-card::after{
  content:'';position:absolute;inset:0;z-index:1;pointer-events:none;
  background:linear-gradient(105deg,transparent 40%,rgba(255,255,255,.18) 50%,transparent 60%);
  opacity:0;transition:opacity .3s ease;
  background-size:200% 100%;
}
.prod-card:hover::after{
  opacity:1;
  animation:shineSweep .6s ease forwards;
}
@keyframes shineSweep{
  from{background-position:200% 0}
  to{background-position:-50% 0}
}

/* Section enters viewport — subtle highlight pulse */
@keyframes sectionEntrance{
  0%  {outline:3px solid rgba(0,42,170,0)}
  30% {outline:3px solid rgba(0,42,170,.08)}
  100%{outline:3px solid rgba(0,42,170,0)}
}
.sec.entering{animation:sectionEntrance .8s ease forwards}

/* Rate rows stagger nicely */
.rate-row.anim-el{transform:translateX(12px)}
.rate-row.anim-el.in{animation:slideRight .45s cubic-bezier(.25,.46,.45,.94) both}

/* qi items */
.qi.anim-el{transform:translateY(20px)}

/* Footer cols */
.ft-col.anim-el{transform:translateY(24px)}

/* Page hero */
.page-hero-inner.anim-el{transform:translateY(20px)}

/* Kontak cards */
.kontak-info-card.anim-el{transform:translateX(-20px)}

/* VM boxes */
.vm-box.anim-el{transform:translateX(-24px)}

/* Sidebar */
.sidebar-box.anim-el{transform:translateX(-18px)}

/*  WORDPRESS BUILD NOTES PANEL  */
.wp-panel-toggle{
  position:fixed;bottom:72px;left:12px;z-index:1000;
  background:#1e4d2b;color:#fff;
  border:none;border-radius:6px;
  padding:8px 12px;font-size:11px;font-weight:700;
  font-family:'Poppins',sans-serif;
  cursor:pointer;letter-spacing:.5px;
  box-shadow:0 3px 12px rgba(0,0,0,.3);
  display:flex;align-items:center;gap:6px;
  transition:background .2s;
}
.wp-panel-toggle:hover{background:#2d7a42}
.wp-panel-toggle .wp-ico{font-size:14px}

.wp-notes-panel{
  position:fixed;left:0;top:0;bottom:0;z-index:999;
  width:380px;max-width:90vw;
  background:#fff;
  box-shadow:4px 0 32px rgba(0,0,0,.18);
  transform:translateX(-100%);
  transition:transform .35s cubic-bezier(.4,0,.2,1);
  overflow-y:auto;
  font-family:'Poppins',sans-serif;
  -webkit-overflow-scrolling:touch;
}
.wp-notes-panel.open{transform:translateX(0)}
.wp-panel-header{
  background:#1e4d2b;color:#fff;
  padding:20px;position:sticky;top:0;z-index:2;
}
.wp-panel-header h3{font-size:15px;font-weight:700;margin-bottom:3px}
.wp-panel-header p{font-size:11px;opacity:.75}
.wp-panel-close{
  position:absolute;top:16px;right:16px;
  width:32px;height:32px;border-radius:50%;
  background:rgba(255,255,255,.2);color:#fff;
  border:none;font-size:16px;cursor:pointer;
  display:flex;align-items:center;justify-content:center;
  font-family:sans-serif;
}
.wp-section{border-bottom:1px solid #f0f0f0;padding:16px 20px}
.wp-section:last-child{border:none}
.wp-section-title{
  font-size:12px;font-weight:800;color:#111;
  text-transform:uppercase;letter-spacing:1px;
  margin-bottom:10px;
  display:flex;align-items:center;gap:8px;
}
.wp-tag{
  display:inline-block;font-size:10px;font-weight:700;
  padding:2px 7px;border-radius:12px;
  text-transform:uppercase;letter-spacing:.5px;
}
.wp-tag.free{background:#e8f5e9;color:#1e4d2b}
.wp-tag.elementor{background:#fff3e0;color:#e65100}
.wp-tag.astra{background:#e3f2fd;color:#0d47a1}
.wp-tag.cf7{background:#fce4ec;color:#c2185b}
.wp-tag.core{background:#f3e5f5;color:#6a1b9a}
.wp-row{
  display:flex;align-items:flex-start;gap:10px;
  margin-bottom:8px;font-size:12px;
}
.wp-row-label{
  font-weight:600;color:#333;min-width:90px;flex-shrink:0;
}
.wp-row-val{color:#555;line-height:1.5;flex:1}
.wp-row-val code{
  background:#f5f5f5;border-radius:3px;
  padding:1px 5px;font-size:11px;color:#002aaa;
  font-family:monospace;
}
.wp-note{
  background:#fff8e1;border-left:3px solid #f9a825;
  padding:8px 10px;border-radius:0 4px 4px 0;
  font-size:11.5px;color:#555;line-height:1.5;margin-top:6px;
}



/*  ANNOUNCEMENT SECTION  */
.ann-mode-bar{
  display:flex;align-items:center;gap:10px;flex-wrap:wrap;
  background:#fff8e1;border:1.5px solid #f9a825;
  border-radius:8px;padding:10px 16px;margin-bottom:36px;
}
.ann-mode-label{font-size:12px;font-weight:700;color:#e65100;white-space:nowrap}
.ann-mode-btn{
  padding:7px 16px;border-radius:20px;font-size:13px;font-weight:600;
  background:transparent;border:1.5px solid #002aaa;color:#002aaa;
  cursor:pointer;transition:all .2s;font-family:'Poppins',sans-serif;
}
.ann-mode-btn.active{background:#002aaa;color:#fff}
.ann-mode-btn:not(.active):hover{background:rgba(0,42,170,.08)}
.ann-mode-hint{font-size:11px;color:#999;font-style:italic;margin-left:4px}
.ann-card{
  max-width:760px;margin:0 auto;background:#fff;
  border-radius:16px;box-shadow:0 4px 32px rgba(0,42,170,.10);
  overflow:hidden;border-top:5px solid #002aaa;
}
.ann-card-badge{
  background:#002aaa;color:#fff;font-size:12px;font-weight:700;
  letter-spacing:1px;text-transform:uppercase;padding:10px 24px;
}
.ann-card-date{font-size:13px;color:#888;padding:16px 28px 0;font-weight:500}
.ann-card-title{
  font-size:26px;font-weight:900;color:#002aaa;
  padding:10px 28px 16px;line-height:1.25;letter-spacing:-.5px;
}
@media(min-width:640px){.ann-card-title{font-size:30px}}
.ann-card-divider{height:2px;background:linear-gradient(90deg,#002aaa,#289ad4,transparent);margin:0 28px 20px}
.ann-card-body{padding:0 28px 24px;font-size:16px;color:#111;line-height:1.8}
.ann-card-body p{margin-bottom:14px}
.ann-card-body strong{color:#002aaa}
.ann-card-body img{
  display:block;
  max-width:100%;
  height:auto;
  margin:18px auto;
  border-radius:12px;
}
.ann-card-body p:has(img:only-child){
  text-align:center;
}
.bprldm-ann-body-image-only{
  padding-top:2px;
}
.bprldm-ann-body-image-only img{
  width:min(100%,920px);
  max-height:none;
  object-fit:contain;
}
.ann-card-footer{
  background:#f4f6f9;padding:14px 28px;display:flex;gap:24px;flex-wrap:wrap;
  font-size:13px;color:#555;font-weight:500;border-top:1px solid #e8edf2;
}
.ann-card-footer a{
  display:inline-flex;align-items:center;justify-content:center;margin-left:auto;
  padding:7px 14px;border-radius:6px;background:#002aaa;color:#fff;
  font-size:12px;font-weight:700;line-height:1.2;text-decoration:none;
  transition:background .2s,transform .15s;
}
.ann-card-footer a:hover{background:#289ad4;color:#fff;transform:translateY(-1px)}
/* Promo Banner Card */
.promo-banner-card{
  background:linear-gradient(135deg,#fff 55%,#e8f0ff 100%);
  border:2px solid #002aaa;border-radius:16px;overflow:hidden;
  display:flex;flex-wrap:wrap;
  box-shadow:0 8px 40px rgba(0,42,170,.14);max-width:900px;margin:0 auto;
}
.promo-banner-left{flex:1;min-width:260px;padding:36px 40px}
.promo-banner-right{
  flex:0 0 200px;
  background:linear-gradient(135deg,#002aaa,#1a4fd4);
  display:flex;align-items:center;justify-content:center;padding:32px 24px;
}
@media(max-width:640px){.promo-banner-right{flex:0 0 100%;padding:24px}}
.promo-badge{
  display:inline-block;background:#cc1f1a;color:#fff;font-size:12px;
  font-weight:700;letter-spacing:1px;text-transform:uppercase;
  padding:5px 14px;border-radius:20px;margin-bottom:14px;
}
.promo-title{font-size:26px;font-weight:900;color:#002aaa;line-height:1.15;margin-bottom:14px}
.promo-desc{font-size:15px;color:#333;line-height:1.65;margin-bottom:18px}
.promo-list{list-style:none;padding:0;margin:0 0 24px;display:flex;flex-direction:column;gap:6px}
.promo-list li{font-size:14px;color:#1c1c1c;display:flex;align-items:center;gap:8px}
.promo-list li::before{content:'';color:#005aa0;font-weight:900}
.promo-cta{
  display:inline-flex;align-items:center;background:#002aaa;color:#fff;
  padding:14px 28px;border-radius:8px;font-weight:700;font-size:14px;
  text-transform:uppercase;letter-spacing:.5px;transition:background .2s,transform .15s;
}
.promo-cta:hover{background:#289ad4;transform:translateY(-2px)}
.promo-circle{
  width:150px;height:150px;border-radius:50%;
  background:rgba(255,255,255,.15);border:3px solid rgba(255,255,255,.3);
  display:flex;align-items:center;justify-content:center;
}
.promo-circle-inner{
  width:120px;height:120px;border-radius:50%;background:rgba(255,255,255,.92);
  display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;
}
/*  PROMO POPUP  */
.promo-popup-overlay{
  position:fixed;inset:0;z-index:2000;background:rgba(0,0,0,.55);
  display:flex;align-items:center;justify-content:center;padding:20px;
  animation:ppOverlay .3s ease;
}
@keyframes ppOverlay{from{opacity:0}to{opacity:1}}
.promo-popup{
  background:#fff;border-radius:20px;max-width:520px;width:100%;
  position:relative;overflow:hidden;
  box-shadow:0 24px 80px rgba(0,0,0,.3);
  animation:ppIn .4s cubic-bezier(.34,1.56,.64,1);
}
@keyframes ppIn{
  from{opacity:0;transform:scale(.7) translateY(40px)}
  to{opacity:1;transform:scale(1) translateY(0)}
}
.promo-popup-close{
  position:absolute;top:14px;right:14px;z-index:10;
  width:34px;height:34px;border-radius:50%;
  background:rgba(255,255,255,.25);color:#fff;border:none;
  font-size:16px;cursor:pointer;display:flex;align-items:center;
  justify-content:center;transition:background .2s;font-family:sans-serif;
}
.promo-popup-close:hover{background:rgba(255,255,255,.4)}
.promo-popup-badge{
  background:linear-gradient(135deg,#002aaa,#289ad4);color:#fff;
  text-align:center;font-size:12px;font-weight:700;letter-spacing:2px;
  text-transform:uppercase;padding:12px 20px;
}
.promo-popup-body{padding:24px 28px 28px;text-align:center}
.promo-popup-visual{font-size:52px;line-height:1;margin-bottom:12px}
.promo-popup-title{font-size:22px;font-weight:900;color:#002aaa;margin-bottom:10px;letter-spacing:-.5px}
.promo-popup-sub{font-size:15px;color:#222;line-height:1.65;margin-bottom:18px}
.promo-popup-prizes{display:flex;gap:8px;justify-content:center;margin-bottom:22px;flex-wrap:wrap}
.promo-popup-prize{
  background:#f4f6f9;border:1.5px solid #c8d8ff;
  color:#002aaa;font-size:13px;font-weight:700;padding:7px 14px;border-radius:24px;
}
.promo-popup-cta{
  display:block;width:100%;background:#002aaa;color:#fff;
  padding:15px 24px;border-radius:10px;font-weight:700;font-size:14px;
  text-transform:uppercase;letter-spacing:.5px;transition:background .2s;
  margin-bottom:12px;box-shadow:0 4px 20px rgba(0,42,170,.3);
}
.promo-popup-cta:hover{background:#289ad4}
.promo-popup-later{
  background:transparent;color:#aaa;border:none;font-size:13px;
  cursor:pointer;padding:6px;font-family:'Poppins',sans-serif;
  text-decoration:underline;transition:color .2s;
}
.promo-popup-later:hover{color:#555}

/* ================================================================
   RESPONSIVE POLISH v1.8 — Full cross-device fixes
   ================================================================ */

/* --- iOS / touch device: disable broken fixed parallax --- */
@media (hover:none) and (pointer:coarse){
  .berita-terbaru-section,
  .berita-terbaru-section.sec-alt{background-attachment:scroll !important}
}

/* --- Grid min-width:0 to prevent cell overflow --- */
.page-main,.page-sidebar{min-width:0}
.rate-wrap > .rate-card{min-width:0}
.ft-grid > .fc{min-width:0}
.calc-grid > .calc-left,
.calc-grid > .calc-right{min-width:0}
.form-row-2 > .form-row{min-width:0}
.kontak-grid > *{min-width:0}
.page-2col > *{min-width:0}
.info-cards > .info-card{min-width:0}
.spec-grid > .spec-card{min-width:0}
.req-list > .req-item{min-width:0}
.berita-grid > .bcard{min-width:0}

/* --- Rate table scrollable on mobile --- */
.rate-table-wrap{
  overflow-x:auto;
  -webkit-overflow-scrolling:touch;
  margin-bottom:24px;
  border-radius:var(--r);
  box-shadow:var(--sh);
}
.rate-table-wrap .rate-table{margin-bottom:0;box-shadow:none}

/* --- iOS input font-size (prevents auto-zoom on focus) --- */
@media(max-width:767px){
  .form-input,.form-textarea,.form-select{font-size:16px}
  .calc-input{font-size:18px}
}

/* --- Person cards: responsive flex on narrow phones --- */
@media(max-width:539px){
  .person-grid{gap:14px}
  .person-card{flex:1 1 calc(50% - 7px);width:auto !important;min-width:0}
}

/* --- Hero: absolute minimum height on tiny screens --- */
@media(max-width:400px){
  .hero{min-height:180px !important}
}

/* --- Berita carousel card width on very small screens --- */
@media(max-width:480px){
  .bt-card{flex:0 0 calc(90% - 10px) !important}
  .bt-title{font-size:14px}
  .bt-exc{font-size:12px}
}

/* --- BC nav arrows: shift inward on small screens --- */
@media(max-width:480px){
  .bc-prev{left:2px !important}
  .bc-next{right:2px !important}
}

/* --- Quick bar: slightly narrower items on mid-mobile --- */
@media(min-width:420px) and (max-width:639px){
  .qi{min-width:220px}
}

/* --- Prevent text overflow on tiny screens --- */
@media(max-width:360px){
  .lps-amt{font-size:26px}
  .ann-card-title{font-size:20px !important;padding:8px 16px 12px !important}
  .promo-title{font-size:20px}
  .calc-quick-btn{font-size:11px;padding:5px 9px}
  .calc-prod-grid{grid-template-columns:1fr 1fr}
  .spec-grid{grid-template-columns:1fr}
  .info-cards{grid-template-columns:1fr}
}

/* --- Promo popup on small phones --- */
@media(max-width:480px){
  .promo-popup{border-radius:14px;margin:10px}
  .promo-popup-body{padding:12px 14px 20px !important}
}

/* --- Announcement card on mobile --- */
@media(max-width:480px){
  .ann-card-body{padding:0 16px 20px;font-size:14px}
  .ann-card-footer{padding:12px 16px;gap:12px}
  .ann-card-date{padding:12px 16px 0}
  .ann-card-divider{margin:0 16px 16px}
  .ann-card-badge{padding:8px 16px}
}

/* --- CTA banner: stack vertically on mobile --- */
@media(max-width:600px){
  .cta-banner{flex-direction:column;text-align:center}
  .btn-cta,.btn-cta-out{
    width:100%;text-align:center;
    justify-content:center;display:flex
  }
}

/* --- Promo banner left padding on mobile --- */
@media(max-width:640px){
  .promo-banner-left{padding:24px 20px}
  .promo-title{font-size:22px}
}

/* --- Content body images --- */
.content-body img{max-width:100%;height:auto;display:block}
.content-body{overflow-x:hidden}

/* --- Laporan grid on small screens --- */
@media(max-width:400px){
  .laporan-grid{grid-template-columns:1fr 1fr;gap:10px}
  .laporan-card{padding:16px 10px}
  .laporan-icon{width:52px;height:52px}
}

/* --- Footer bottom bar on mobile --- */
@media(max-width:480px){
  .ft-bar-inner{flex-direction:column;text-align:center;gap:6px}
}

/* --- Kontak card: stack on very small screens --- */
@media(max-width:400px){
  .kontak-info-card{flex-direction:column;gap:10px}
  .ki-icon{align-self:flex-start}
}

/* --- Sidebar: never sticky on mobile --- */
@media(max-width:899px){
  .sidebar-box{position:static !important}
}

/* --- WP panel toggle: higher above float buttons on mobile --- */
@media(max-width:640px){
  .wp-panel-toggle{bottom:80px;font-size:10px;padding:6px 10px}
}

/* --- Mobile nav touch targets --- */
@media(max-width:767px){
  .h-mob ul li a{min-height:56px;padding:16px 28px}
  .h-mob .mm-sub li a{min-height:48px}
}

/* --- Trust bar items narrower on tiny screens --- */
@media(max-width:400px){
  .trust-item{padding:0 12px}
  .trust-num{font-size:16px}
  .trust-lbl{font-size:10px}
  .trust-icon{width:30px;height:30px}
}

/* --- flex-between mobile wrap gap --- */
@media(max-width:480px){
  .flex-between{gap:8px}
}

/* --- Sec-head-inline: stack on mobile --- */
@media(max-width:580px){
  .sec-head-inline{flex-direction:column;align-items:flex-start !important;gap:12px}
  .btn-see-all{align-self:flex-start}
}

/* --- Header logo text: hide tagline on very small --- */
@media(max-width:360px){
  .hlt-b{font-size:13px}
  .hlt-t{display:none}
}

/* --- Hero slide 3 pill: hide on tiny screens --- */
@media(max-width:360px){
  .hero-pill{display:none}
}

/* --- Quick bar on mobile: touch scroll area --- */
.qbar-inner{
  -webkit-overflow-scrolling:touch;
  scroll-snap-type:x mandatory;
  scroll-padding:0 18px;
}
.qi{scroll-snap-align:start}

/* --- LPS mini strip: stack on very narrow --- */
@media(max-width:480px){
  .lps-mini-inner{flex-direction:column;gap:14px}
  .lps-mini-left{flex:unset;width:100%}
  .lps-mini-link{width:100%;text-align:center;justify-content:center;display:flex}
}

/* --- Fix: page hero headings don't overflow on small phones --- */
@media(max-width:400px){
  .page-hero h1{font-size:24px}
  .page-hero p{font-size:14px}
}

/* --- Fix: rate rows don't overflow on 320px --- */
@media(max-width:480px){
  .rr-val{font-size:16px}
  .rr-val small{font-size:11px}
  .rate-head h3{font-size:14px}
}

/* --- Pinj cards: minimum readable size on mobile --- */
@media(max-width:380px){
  .pinj-grid{grid-template-columns:1fr 1fr;gap:10px}
  .pinj-card{padding:18px 12px}
  .pinj-rate{font-size:22px}
  .pinj-name{font-size:13px}
  .pinj-desc{font-size:11px}
}

/* --- Spec grid: fix on very small --- */
@media(max-width:400px){
  .spec-grid{grid-template-columns:1fr 1fr}
  .spec-value{font-size:13px}
  .spec-label{font-size:10px}
}

/* --- Form check group: wrap properly on mobile --- */
@media(max-width:480px){
  .form-check{font-size:12px;padding:5px 10px}
  .form-row-2{gap:12px}
}

/* --- Footer grid: single column on tiny screens --- */
@media(max-width:480px){
  .ft-grid{grid-template-columns:1fr;gap:24px}
}

/* --- WP notes panel: full width on mobile --- */
@media(max-width:480px){
  .wp-notes-panel{width:100%;max-width:100vw}
}

/* --- Images: prevent overflow everywhere --- */
img{max-width:100%;height:auto}

/* --- Promo popup overlay padding on tiny screens --- */
@media(max-width:360px){
  .promo-popup-overlay{padding:10px}
}

/* --- Overflow safety net for sections --- */
section,.sec,footer,.ft,header,.site-header{overflow-x:hidden}
.hero{overflow:hidden}

/* --- Berita carousel: snap scrolling on mobile for smoother UX --- */
@media(max-width:767px){
  .berita-carousel-wrap{overflow:hidden}
  .berita-carousel{scroll-snap-type:x mandatory;-webkit-overflow-scrolling:touch}
  .bt-card{scroll-snap-align:start}
}

/* --- Calc tenor buttons: better touch targets --- */
@media(max-width:767px){
  .calc-tenor-btn{padding:12px 4px;min-height:52px}
  .calc-quick-btn{min-height:36px;display:flex;align-items:center}
}

/* --- Kredit items grid gap on mobile --- */
@media(max-width:400px){
  .prod-grid{grid-template-columns:1fr 1fr;gap:10px}
  .prod-name{font-size:13px}
  .prod-desc{font-size:11px}
  .pr-val{font-size:16px}
  .prod-img{height:140px}
}

/* --- Sidebar CTA full width on mobile --- */
@media(max-width:899px){
  .sidebar-cta{display:block;width:100%;text-align:center}
}

/* --- Back to top button: don't overlap WA button --- */
.floats{z-index:600}

/* --- Fix: h-util-inner overflow on medium-narrow --- */
@media(max-width:900px) and (min-width:768px){
  .h-ul span:first-child{display:none}
}

/* --- Fix: preview ribbon height on mobile --- */
@media(max-width:480px){
  #preview-ribbon{font-size:11px;padding:5px 10px;flex-wrap:nowrap;overflow:hidden}
  #preview-ribbon > span:last-child{display:none}
  .site-header{top:30px !important}
}
@media(min-width:481px) and (max-width:640px){
  .site-header{top:40px !important}
}

/* --- Fix: vbadge & wp-panel-toggle on same position --- */
.vbadge{bottom:116px}

/* --- Make WP panel open button more visible & tappable on mobile --- */
@media(max-width:640px){
  .wp-panel-toggle{
    min-height:40px;
    min-width:40px;
    touch-action:manipulation;
  }
}

/* === END RESPONSIVE POLISH === */

/* Body padding compensation for fixed header
   Mobile: util hidden, stripe(4) + nav(76) = 80px
   Desktop: stripe(4) + util(40) + nav(88) = 132px
   Scrolled desktop: stripe(4) + nav(72) = 76px */
@media(max-width:767px){body{padding-top:80px}}
body.util-collapsed{padding-top:76px;transition:padding-top .3s}

/* ════════════════════════════════════════════════════
   MOBILE LAYOUT FIXES — Prv 1.8.3
   ════════════════════════════════════════════════════ */

/* Prevent ANY horizontal overflow */
html,body{overflow-x:hidden;max-width:100vw}
*{box-sizing:border-box}

/* ── HERO ── */
.hero,.hero-slides,.hero-slide,.slide-bg{max-width:100vw;width:100%}

@media(max-width:480px){
  /* Hero text doesn't overflow */
  .hero-title{word-break:keep-all;overflow-wrap:break-word}
  .hero-tagline{display:none}
  .hero-ctas{flex-direction:column;gap:8px}
  .btn-hero-p,.btn-hero-o{width:100%;justify-content:center}
}

/* ── QUICK BAR ── */
@media(max-width:640px){
  /* Keep quick-action items readable; wrapper scrolls like the trust/regulator strip */
  .qbar-inner{width:max-content;min-width:max-content;padding-left:18px;padding-right:18px}
  .qi{min-width:220px;flex:0 0 220px}
  .qbar-inner{animation:bprldmQbarAutoScroll 9s ease-in-out infinite alternate}
  .qbar:active .qbar-inner,
  .qbar:focus-within .qbar-inner{animation-play-state:paused}
}

@keyframes bprldmQbarAutoScroll{
  0%,18%{transform:translateX(0)}
  82%,100%{transform:translateX(calc(100vw - 100% - 36px))}
}

/* ── TRUST BAR ── */
@media(max-width:480px){
  .trust-bar{overflow-x:auto;-webkit-overflow-scrolling:touch}
  .trust-inner{min-width:520px;padding:16px 18px}
  .trust-div{display:none}
}

/* ── SECTION PADDING ── */
@media(max-width:480px){
  .sec{padding:36px 0}
  .sec-head{margin-bottom:28px}
  .sec-title{font-size:26px!important}
  .sec-sub{font-size:15px!important}
}

/* ── PRODUCT GRID ── */
@media(max-width:480px){
  .prod-grid{grid-template-columns:1fr!important;gap:12px}
  .pinj-grid{grid-template-columns:1fr 1fr!important}
}

/* ── RATE TABLE ── */
@media(max-width:480px){
  .rate-wrap{grid-template-columns:1fr!important}
}

/* ── CALCULATOR ── */
@media(max-width:480px){
  .calc-tabs{gap:6px}
  .calc-tab{padding:10px 18px;font-size:13px}
  .calc-tenor-btns{grid-template-columns:repeat(3,1fr)!important}
  /* Result card fits screen */
  .calc-result{padding:20px 18px}
  .cr-val.cr-big{font-size:17px}
  .cr-rate-badge span{font-size:22px}
}

/* ── BERITA CARDS ── */
@media(max-width:480px){
  .bt-card{flex:0 0 82vw!important}
  .berita-terbaru-section{padding:48px 0}
}

/* ── FOOTER ── */
@media(max-width:480px){
  .ft-main{grid-template-columns:1fr!important}
  .ft-col{border-bottom:1px solid rgba(255,255,255,.08);padding-bottom:20px}
}

/* ── REG LOGOS — don't cut off on mobile ── */
@media(max-width:640px){
  .reg-ticker-track{gap:40px;padding:0 20px}
  .rgi-item .reg-img{height:44px!important}
}

/* ── PROMO POPUP ── */
@media(max-width:400px){
  .promo-popup{border-radius:14px}
  .promo-popup-body{padding:18px 18px 22px}
  .promo-popup-title{font-size:18px}
  .promo-popup-prizes{gap:6px}
  .promo-popup-prize{font-size:12px;padding:6px 10px}
}

/* ── ANN CARD ── */
@media(max-width:480px){
  .ann-card-title{font-size:20px!important;padding:8px 18px 12px}
  .ann-card-body{padding:0 18px 18px;font-size:14px}
  .ann-card-footer{padding:12px 18px;gap:12px;flex-direction:column}
  .ann-card-footer a{align-self:flex-start;margin-left:0}
}

/* ── PROMO BANNER IN SECTION ── */
@media(max-width:640px){
  .promo-banner-card{flex-direction:column}
  .promo-banner-right{display:none}
  .promo-banner-left{padding:24px 20px}
  .promo-title{font-size:22px}
}

/* ── WP PANEL TOGGLE — don't overlap WA button ── */
@media(max-width:480px){
  .wp-panel-toggle{bottom:80px;font-size:10px;padding:6px 10px}
  .vbadge{bottom:140px!important}
}

/* ── FORM VALIDATION ─────────────────────────────────── */
.form-input.error,.form-textarea.error,.form-select.error{
  border-color:#cc1f1a!important;background:#fff8f8;
  animation:shake .35s ease;
}
@keyframes shake{
  0%,100%{transform:translateX(0)}20%,60%{transform:translateX(-5px)}40%,80%{transform:translateX(5px)}
}
.form-toast{
  position:fixed;top:20px;left:50%;transform:translateX(-50%);
  z-index:3000;background:#cc1f1a;color:#fff;
  padding:14px 24px;border-radius:8px;font-size:14px;font-weight:600;
  box-shadow:0 8px 32px rgba(204,31,26,.35);
  display:none;align-items:center;gap:10px;max-width:90vw;text-align:center;
  animation:toastIn .3s cubic-bezier(.34,1.56,.64,1);
}
.form-toast.show{display:flex}
@keyframes toastIn{
  from{opacity:0;transform:translateX(-50%) translateY(-20px)}
  to{opacity:1;transform:translateX(-50%) translateY(0)}
}
.form-success-toast{
  position:fixed;top:20px;left:50%;transform:translateX(-50%);
  z-index:3000;background:#1e4d2b;color:#fff;
  padding:14px 24px;border-radius:8px;font-size:14px;font-weight:600;
  display:none;align-items:center;gap:10px;max-width:90vw;
}
.form-success-toast.show{display:flex}

.bprldm-form-note{
  max-width:840px;
  margin:24px auto 0;
  padding:18px 20px;
  border-radius:12px;
  background:#eef6ff;
  border:1px solid rgba(0,42,170,.14);
  color:#0f172a;
  box-shadow:0 10px 30px rgba(0,42,170,.08);
}
.bprldm-form-note strong{
  display:block;
  margin-bottom:8px;
  color:var(--P);
  font-size:15px;
}
.bprldm-form-note p{
  margin:0 0 10px;
  font-size:14px;
  line-height:1.65;
}
.bprldm-form-note code{
  display:block;
  padding:10px 12px;
  border-radius:8px;
  background:#fff;
  border:1px dashed rgba(0,42,170,.2);
  color:var(--P);
  font-size:13px;
  overflow:auto;
}

/* BPR LDM patch: keep header pinned and visible during scroll */
.site-header{
  position:fixed !important;
  top:0 !important;
  left:0 !important;
  right:0 !important;
  z-index:9990 !important;
  transform:none !important;
  visibility:visible !important;
  opacity:1 !important;
}
body.admin-bar .site-header{top:32px !important}
@media(max-width:782px){body.admin-bar .site-header{top:46px !important}}
.h-util,
.h-util.collapsed{
  max-height:40px !important;
  opacity:1 !important;
  visibility:visible !important;
  pointer-events:auto !important;
}
body.util-collapsed{padding-top:132px !important}
@media(max-width:767px){
  body,
  body.util-collapsed{padding-top:80px !important}
  .h-util,
  .h-util.collapsed{display:none !important;max-height:0 !important}
}

/* BPR LDM patch: product nav dropdown and product hub page */
.site-header,
.h-nav,
.h-nav-inner,
.h-menu,
.h-menu > li{
  overflow:visible !important;
}
.h-menu .h-drop{
  z-index:10020 !important;
}
.bprldm-product-choice-grid{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:22px;
}
.bprldm-product-choice-card{
  display:flex;
  align-items:flex-start;
  gap:18px;
  background:#fff;
  border:1px solid var(--bd);
  border-radius:var(--r2);
  padding:28px;
  box-shadow:var(--sh);
  transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease;
}
.bprldm-product-choice-card:hover{
  transform:translateY(-4px);
  box-shadow:var(--shH);
  border-color:rgba(0,42,170,.25);
}
.bprldm-product-choice-card h3{
  font-size:20px;
  font-weight:800;
  color:var(--P);
  margin-bottom:8px;
}
.bprldm-product-choice-card p{
  font-size:14px;
  color:#1c1c1c;
  line-height:1.6;
  margin-bottom:14px;
}
.bprldm-product-choice-card span{
  display:inline-flex;
  color:var(--A);
  font-size:13px;
  font-weight:800;
  text-transform:uppercase;
  letter-spacing:.4px;
}
.bprldm-category-illustration{
  width:220px;
  min-width:220px;
  height:154px;
  border-radius:18px;
  background:#fff;
  display:flex;
  align-items:center;
  justify-content:center;
  overflow:hidden;
  border:1px solid rgba(0,42,170,.12);
  box-shadow:0 10px 26px rgba(0,42,170,.08);
}
.bprldm-category-illustration img{
  display:block;
  width:100%;
  height:100%;
  object-fit:contain;
  padding:8px;
}
@media(max-width:920px) and (min-width:768px){
  .bprldm-product-choice-card{flex-direction:column}
  .bprldm-category-illustration{width:100%;min-width:0;height:190px}
  .bprldm-service-illustration{width:100%;max-width:none;height:190px}
}
@media(max-width:767px){
  .bprldm-product-choice-grid{grid-template-columns:1fr}
  .bprldm-product-choice-card{padding:22px;flex-direction:column}
  .bprldm-category-illustration{width:100%;min-width:0;height:210px}
}
.bprldm-live-form{display:block;margin:0;padding:0}
.bprldm-form-alert{max-width:1120px;margin:0 auto 22px;padding:14px 18px;border-radius:12px;font-size:14px;font-weight:600;line-height:1.5}
.bprldm-form-alert-success{background:#ecfdf3;color:#166534;border:1px solid #bbf7d0}
.bprldm-form-alert-error{background:#fef2f2;color:#991b1b;border:1px solid #fecaca}
.bprldm-managed-announcement{overflow:hidden}
.bprldm-ann-image{margin:-32px -32px 22px;border-radius:20px 20px 0 0;overflow:hidden;background:#eef4ff;display:flex;justify-content:center}
.bprldm-ann-image img{display:block;width:100%;height:auto;max-height:420px;object-fit:cover}
.bprldm-ann-image-only .bprldm-ann-image img{max-height:none;object-fit:contain}
.bprldm-form-toast{position:fixed;left:50%;top:104px;z-index:1000;transform:translateX(-50%);width:min(640px,calc(100vw - 32px));box-shadow:0 18px 50px rgba(15,23,42,.18);animation:bprldmToastIn .35s ease both}
.admin-bar .bprldm-form-toast{top:136px}
.wa-btn.bprldm-wa-focus{animation:bprldmWaFocus 1s ease-in-out 0s 6;box-shadow:0 0 0 14px rgba(37,211,102,.16),0 12px 34px rgba(37,211,102,.5)}
@keyframes bprldmToastIn{from{opacity:0;transform:translate(-50%,-16px)}to{opacity:1;transform:translate(-50%,0)}}
@keyframes bprldmWaFocus{0%,100%{transform:scale(1)}50%{transform:scale(1.28)}}
@media(max-width:767px){.bprldm-ann-image{margin:-22px -22px 18px}.bprldm-ann-image img{max-height:320px}}
@media(max-width:782px){.bprldm-form-toast{top:82px}.admin-bar .bprldm-form-toast{top:118px}}

/* BPR LDM patch: small product image inside original product-detail mockup layout */
.bprldm-product-inline-image{
  width:min(360px,100%);
  margin:0 0 18px;
  padding:12px;
  border:1px solid var(--bd);
  border-radius:18px;
  background:#fff;
  box-shadow:0 10px 28px rgba(0,42,170,.08);
}
.bprldm-product-inline-image img{
  display:block;
  width:100%;
  max-height:220px;
  object-fit:contain;
  border-radius:14px;
  background:#f8fbff;
}
@media(max-width:767px){
  .bprldm-product-inline-image{width:100%;padding:10px}
  .bprldm-product-inline-image img{max-height:190px}
}
.bprldm-product-old-detail{margin-top:52px;margin-bottom:68px}
.bprldm-product-old-detail .sidebar-info{line-height:1.65}
.bprldm-rate-pill{
  display:inline-flex;
  align-items:center;
  gap:8px;
  background:rgba(0,42,170,.08);
  border-radius:8px;
  padding:12px 18px;
  margin:0 0 24px;
}
.bprldm-rate-pill span{font-size:13px;color:#111}
.bprldm-rate-pill strong{font-size:24px;font-weight:900;color:var(--Ad)}
.bprldm-product-highlight{
  background:var(--bg2);
  border-left:4px solid var(--A);
  padding:14px 18px;
  border-radius:0 var(--r) var(--r) 0;
  margin-top:20px;
  font-size:14px;
  color:#1c1c1c;
}
.bprldm-product-extra{margin-top:22px}
.bprldm-product-old-detail .bprldm-back-link{
  margin-top:14px;
  border-top:0;
  background:#fff;
  border:1px solid rgba(0,42,170,.12);
}
.layanan-choice-grid{
  display:grid!important;
  grid-template-columns:repeat(3,minmax(0,1fr))!important;
  gap:22px!important;
  align-items:stretch;
}
.layanan-choice-grid .loan-card{
  min-height:260px;
  display:flex!important;
  flex-direction:column!important;
  align-items:flex-start!important;
  justify-content:flex-start!important;
  gap:12px;
  background:#fff;
  border:1px solid var(--bd);
  border-radius:var(--r2);
  padding:26px;
  box-shadow:var(--sh);
  text-decoration:none;
  color:#111;
}
.layanan-choice-grid .loan-card .prod-icon{
  width:56px!important;
  height:56px!important;
  min-width:56px!important;
  min-height:56px!important;
  max-width:56px!important;
  max-height:56px!important;
  padding:14px!important;
  border-radius:14px!important;
}
.layanan-choice-grid .loan-card .prod-icon svg{
  width:28px!important;
  height:28px!important;
}
.layanan-choice-grid .loan-card h3{
  color:var(--P);
  font-size:18px;
  font-weight:900;
  margin:0;
}
.layanan-choice-grid .loan-card p{
  color:#1c1c1c;
  font-size:14px;
  line-height:1.6;
  margin:0;
}
.layanan-choice-grid .loan-card .prod-link{
  margin-top:auto;
  color:var(--A);
  font-size:13px;
  font-weight:900;
  text-transform:uppercase;
}
.bprldm-service-illustration{
  align-self:center;
  width:220px;
  max-width:100%;
  height:154px;
  border-radius:18px;
  background:#fff;
  display:flex;
  align-items:center;
  justify-content:center;
  overflow:hidden;
  border:1px solid rgba(0,42,170,.12);
  box-shadow:0 10px 26px rgba(0,42,170,.08);
}
.bprldm-service-illustration img{
  display:block;
  width:100%;
  height:100%;
  object-fit:contain;
  padding:8px;
}
@media(max-width:980px){
  .layanan-choice-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important}
}
@media(max-width:767px){
  .layanan-choice-grid{grid-template-columns:1fr!important}
  .bprldm-product-old-detail{margin-top:34px;margin-bottom:46px}
  .layanan-choice-grid .loan-card{min-height:auto;padding:22px}
  .bprldm-service-illustration{width:100%;max-width:none;height:210px}
}

/* Mobile layout hardening */
@media(max-width:767px){
  .site-header{top:0!important;z-index:10080!important;background:#fff}
  .site-header::before{content:'';position:fixed;left:0;right:0;top:-160px;height:160px;background:#fff;pointer-events:none}
  .site-header,.h-nav,.h-nav-inner{overflow:visible!important}
  .h-nav{background:#fff;position:relative;z-index:1}
  .h-nav-inner{height:72px!important;gap:8px}
  .h-logo{min-width:0;flex:1 1 auto;gap:6px}
  .h-logo-svg{height:42px;max-width:96px}
  .hlt{min-width:0}
  .hlt-t{font-size:7px;letter-spacing:.15px;white-space:nowrap}
  .hlt-b{font-size:12px;line-height:1.05;white-space:nowrap}
  .h-burger{display:flex!important;flex:0 0 44px;width:44px;height:44px;margin-left:auto;z-index:10030;background:#fff}
  .h-burger span{background:#111}
  body,body.util-collapsed{padding-top:72px!important}
  .pinj-grid{grid-template-columns:1fr 1fr!important;gap:12px}
  .pinj-card{padding:18px 12px}
  .pinj-product-image{height:86px;margin-bottom:12px}
  .pinj-name{font-size:14px}
  .pinj-desc{font-size:12px;line-height:1.45}
  .pinj-rate{font-size:24px}
  .pinj-rate-s{font-size:11px}
  .qbar{overflow-x:auto!important;overflow-y:hidden!important;max-width:100vw!important;-webkit-overflow-scrolling:touch;scroll-snap-type:x mandatory}
  .qbar-inner.w{max-width:none!important;width:max-content!important;min-width:max-content!important;margin:0!important;padding:0 16px!important;animation:bprldmQbarAutoScroll 9s ease-in-out infinite alternate}
  .qbar .qi{min-width:250px!important;flex:0 0 250px!important;scroll-snap-align:start}
  .qbar:active .qbar-inner.w,
  .qbar:focus-within .qbar-inner.w{animation-play-state:paused}
  .trust-bar{overflow-x:auto!important;overflow-y:hidden!important;max-width:100vw!important;-webkit-overflow-scrolling:touch;scroll-snap-type:x proximity}
  .trust-inner.w{max-width:none!important;width:max-content!important;min-width:max-content!important;margin:0!important;padding:16px 18px!important}
  .trust-item{flex:0 0 auto!important;min-width:170px}
  .calc-slider{margin-left:11px;margin-right:11px;width:calc(100% - 22px)}
  .calc-slider-labels{margin-left:11px;margin-right:11px}
}
@media(max-width:374px){
  .h-logo-svg{height:36px;max-width:84px}
  .hlt-t{font-size:6px}
  .hlt-b{font-size:10.5px}
  .pinj-grid{grid-template-columns:1fr!important}
}

/* Mobile carousel banner: dynamic slide uses inline cover, so override the real .slide-bg node */
@media(max-width:767px){
  .hero{
    height:56.25vw!important;
    min-height:180px!important;
    max-height:260px!important;
    background:#fff!important;
  }
  .hero .slide-bg{
    background-size:contain!important;
    background-position:center center!important;
    background-repeat:no-repeat!important;
    background-color:#fff!important;
  }
}

/* BPR LDM patch: dynamic product detail and single berita pages */
.bprldm-detail-layout{
  display:grid;
  grid-template-columns:minmax(0,1fr) 320px;
  gap:28px;
  align-items:start;
}
.bprldm-product-detail-card,
.bprldm-single-post,
.bprldm-sidebar-card{
  background:#fff;
  border:1px solid var(--bd);
  border-radius:var(--r2);
  box-shadow:var(--sh);
}
.bprldm-product-detail-card,
.bprldm-single-post{
  padding:32px;
}
.bprldm-product-detail-image,
.bprldm-single-post-image{
  display:block;
  width:100%;
  max-height:460px;
  object-fit:cover;
  border-radius:20px;
  margin-bottom:24px;
  background:#eef4ff;
}
.bprldm-product-detail-kicker,
.bprldm-single-post-meta{
  color:var(--A);
  font-size:12px;
  font-weight:900;
  letter-spacing:.12em;
  text-transform:uppercase;
  margin-bottom:10px;
}
.bprldm-product-detail-card h2{
  color:var(--P);
  font-size:34px;
  line-height:1.18;
  margin-bottom:18px;
}
.bprldm-product-specs{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:12px;
  margin:20px 0 26px;
}
.bprldm-product-specs div{
  padding:16px;
  border-radius:16px;
  background:#f6f9ff;
  border:1px solid rgba(0,42,170,.08);
}
.bprldm-product-specs span{
  display:block;
  color:#64748b;
  font-size:12px;
  margin-bottom:5px;
}
.bprldm-product-specs strong{
  color:var(--P);
  font-size:15px;
}
.bprldm-product-detail-content,
.bprldm-single-post-content{
  color:#111;
  font-size:15px;
  line-height:1.8;
}
.bprldm-product-detail-content h2,
.bprldm-product-detail-content h3,
.bprldm-single-post-content h2,
.bprldm-single-post-content h3{
  color:var(--P);
  margin:24px 0 10px;
}
.bprldm-product-detail-content p,
.bprldm-product-detail-content ul,
.bprldm-single-post-content p,
.bprldm-single-post-content ul{
  margin-bottom:16px;
}
.bprldm-product-detail-content img,
.bprldm-single-post-content img{
  max-width:100%;
  height:auto;
  border-radius:16px;
}
.bprldm-product-actions{
  display:flex;
  flex-wrap:wrap;
  gap:12px;
  margin-top:28px;
}
.bprldm-primary-btn,
.bprldm-secondary-btn,
.bprldm-back-link{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:44px;
  padding:0 18px;
  border-radius:999px;
  font-size:13px;
  font-weight:900;
  text-decoration:none;
}
.bprldm-primary-btn{
  color:#fff;
  background:linear-gradient(135deg,var(--P),var(--A));
  box-shadow:0 12px 26px rgba(0,42,170,.24);
}
.bprldm-secondary-btn,
.bprldm-back-link{
  color:var(--P);
  background:#f2f6ff;
}
.bprldm-detail-sidebar{
  display:grid;
  gap:18px;
}
.bprldm-sidebar-card{
  padding:24px;
}
.bprldm-sidebar-card h3{
  color:var(--P);
  font-size:18px;
  font-weight:900;
  margin-bottom:10px;
}
.bprldm-sidebar-card p{
  color:#111;
  font-size:13px;
  line-height:1.65;
  margin-bottom:14px;
}
.bprldm-sidebar-card a{
  display:block;
  color:var(--P);
  font-size:14px;
  font-weight:800;
  padding:9px 0;
  border-top:1px solid rgba(0,42,170,.08);
  text-decoration:none;
}
.bprldm-single-post{
  max-width:920px;
  margin:0 auto;
}
.bprldm-single-post-meta{
  display:flex;
  gap:12px;
  align-items:center;
  letter-spacing:0;
  text-transform:none;
}
.bprldm-single-post-meta span{
  display:inline-flex;
  color:#fff;
  border-radius:999px;
  padding:6px 10px;
  font-size:11px;
  font-weight:900;
}
.bprldm-single-post-placeholder{
  display:flex;
  align-items:center;
  justify-content:center;
  min-height:280px;
  border-radius:20px;
  margin-bottom:24px;
}
.bprldm-single-post-placeholder svg{
  width:72px;
  height:72px;
}
@media(max-width:900px){
  .bprldm-detail-layout{grid-template-columns:1fr}
  .bprldm-product-specs{grid-template-columns:1fr}
}
@media(max-width:767px){
  .bprldm-product-detail-card,
  .bprldm-single-post,
  .bprldm-sidebar-card{padding:22px}
  .bprldm-product-detail-card h2{font-size:26px}
  .bprldm-product-actions{display:grid}
  .bprldm-product-detail-image,
  .bprldm-single-post-image{max-height:320px;border-radius:16px}
}

/* BPR LDM patch: dynamic product cards use pc-* classes, not old pi-bg* classes */
.prod-card .prod-img{
  height:190px;
  background:#fff;
}
.prod-card .prod-img-inner{
  position:absolute;
  inset:0;
  width:100%;
  height:100%;
  padding:14px 18px;
  border-radius:0;
  background:transparent;
  box-shadow:none;
  display:flex;
  align-items:center;
  justify-content:center;
}
.prod-card .prod-img-inner img{
  display:block;
  max-width:96%;
  max-height:96%;
  width:auto;
  height:auto;
  object-fit:contain;
  mix-blend-mode:multiply;
  transition:transform .4s ease;
}
@media(max-width:767px){
  .prod-card .prod-img{height:160px}
  .prod-card .prod-img-inner{padding:12px}
}

/* Contact Form 7 integration keeps the original BPR LDM form UI */
.bprldm-cf7-form .wpcf7-form-control-wrap{
  display:block;
  width:100%;
}
.bprldm-cf7-form .wpcf7-list-item{
  display:inline-flex;
  align-items:center;
  gap:7px;
  margin:0 18px 10px 0;
  color:#111;
  font-size:14px;
}
.bprldm-cf7-form .wpcf7-list-item input{
  width:auto;
  margin:0;
}
.bprldm-cf7-form .wpcf7-not-valid-tip{
  color:#b91c1c;
  font-size:12px;
  margin-top:6px;
}
.bprldm-cf7-form .wpcf7-response-output{
  margin:18px 0 0!important;
  padding:14px 16px!important;
  border-radius:14px!important;
  font-size:14px;
  font-weight:700;
}
.bprldm-cf7-form .sent .wpcf7-response-output{
  color:#166534;
  background:#dcfce7;
  border-color:#22c55e!important;
}
.bprldm-cf7-form .invalid .wpcf7-response-output,
.bprldm-cf7-form .failed .wpcf7-response-output{
  color:#991b1b;
  background:#fee2e2;
  border-color:#ef4444!important;
}
.bprldm-cf7-form .wpcf7-spinner{
  margin-left:12px;
  vertical-align:middle;
}

/* Center the last rate table when the rate-card count is odd */
@media(min-width:768px) and (max-width:899px){
  .rate-wrap > .rate-card:last-child:nth-child(odd):not(:only-child){
    grid-column:1 / -1;
    justify-self:center;
    width:calc((100% - 28px) / 2);
  }
  .rate-wrap > .rate-card:only-child{
    grid-column:1 / -1;
    justify-self:center;
    width:min(100%,620px);
  }
}
@media(min-width:900px){
  .rate-wrap{grid-template-columns:repeat(3,minmax(0,1fr))!important;gap:20px}
  .rate-wrap > .rate-card:last-child:nth-child(odd):not(:only-child){
    grid-column:auto;
    justify-self:stretch;
    width:auto;
  }
  .rate-wrap > .rate-card:only-child{
    grid-column:1 / -1;
    justify-self:center;
    width:min(100%,620px);
  }
}
@media(max-width:767px){
  .rate-wrap > .rate-card:last-child:nth-child(odd),
  .rate-wrap > .rate-card:only-child{
    width:100%;
  }
}

/* Uploaded CMS icons */
.trust-icon img{
  width:22px;
  height:22px;
  max-width:22px;
  max-height:22px;
  object-fit:contain;
  display:block;
}
.pinj-icon img{
  width:30px;
  height:30px;
  max-width:30px;
  max-height:30px;
  object-fit:contain;
  display:block;
}

/* Layanan choice page icon guard */
.product-card .prod-icon{
  width:56px;
  height:56px;
  margin:0 auto 18px;
  border-radius:14px;
  background:linear-gradient(135deg,var(--P),var(--A));
  display:flex;
  align-items:center;
  justify-content:center;
  box-shadow:0 8px 22px rgba(0,42,170,.18);
}
.product-card .prod-icon svg{
  width:28px!important;
  height:28px!important;
  max-width:28px;
  max-height:28px;
  stroke:#fff;
  fill:none;
}
@media(max-width:767px){
  .product-card .prod-icon{width:50px;height:50px}
  .product-card .prod-icon svg{width:24px!important;height:24px!important}
}

/* Accessibility baseline */
.screen-reader-text,
.skip-link{
  position:absolute;
  width:1px;
  height:1px;
  padding:0;
  margin:-1px;
  overflow:hidden;
  clip:rect(0,0,0,0);
  white-space:nowrap;
  border:0;
}
.skip-link:focus{
  position:fixed;
  left:16px;
  top:16px;
  z-index:100000;
  width:auto;
  height:auto;
  clip:auto;
  margin:0;
  padding:10px 14px;
  border-radius:8px;
  background:#fff;
  color:var(--P);
  box-shadow:0 8px 24px rgba(0,0,0,.18);
  font-weight:800;
}
a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible,
[tabindex]:focus-visible{
  outline:3px solid rgba(0,91,170,.55);
  outline-offset:3px;
}
.hero-dot:focus-visible{
  transform:scale(1.25);
}

/* Scoped enhancements: CMS empty states, news search, related products, post galleries */
.bprldm-empty-state{
  grid-column:1/-1;
  display:flex;
  flex-direction:column;
  align-items:center;
  justify-content:center;
  min-height:150px;
  padding:28px;
  border:1px dashed #cbd5e1;
  border-radius:18px;
  background:#fff;
  color:#475569;
  text-align:center;
  box-shadow:0 8px 24px rgba(15,23,42,.04);
}
.bprldm-empty-state strong{display:block;color:#005aa0;font-size:18px;margin-bottom:8px}
.bprldm-empty-state span{display:block;max-width:560px;font-size:13px;line-height:1.65}
.bprldm-news-search{
  display:flex;
  gap:10px;
  align-items:center;
  margin:0 0 26px;
  padding:16px;
  border:1px solid var(--bd);
  border-radius:16px;
  background:#fff;
  box-shadow:0 8px 26px rgba(0,42,170,.06);
}
.bprldm-news-search input{
  flex:1;
  min-width:0;
  height:44px;
  border:1px solid var(--bd);
  border-radius:10px;
  padding:0 14px;
  font-family:'Poppins',sans-serif;
}
.bprldm-news-search button,
.bprldm-news-search a{
  height:44px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  border-radius:10px;
  padding:0 18px;
  border:0;
  background:var(--P);
  color:#fff;
  font-weight:800;
  font-size:12px;
  font-family:'Poppins',sans-serif;
  cursor:pointer;
}
.bprldm-news-search a{background:#eef4ff;color:var(--P)}
.bprldm-search-summary{margin:-10px 0 22px;color:#475569;font-size:13px}
@media(max-width:640px){
  .bprldm-news-search{flex-direction:column;align-items:stretch}
  .bprldm-news-search button,.bprldm-news-search a{width:100%}
}
.bprldm-related-products{margin-top:32px}
.bprldm-related-products h2{font-size:22px;color:#005aa0;margin-bottom:16px}
.bprldm-related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.bprldm-related-card{
  display:flex;
  flex-direction:column;
  gap:8px;
  padding:14px;
  border:1px solid var(--bd);
  border-radius:16px;
  background:#fff;
  color:#111;
  text-decoration:none;
  transition:transform .2s,box-shadow .2s,border-color .2s;
}
.bprldm-related-card:hover{transform:translateY(-3px);border-color:var(--P);box-shadow:0 12px 28px rgba(0,42,170,.1)}
.bprldm-related-card img{width:100%;height:86px;object-fit:contain;border-radius:12px;background:#f8fafc}
.bprldm-related-card strong{color:#005aa0;font-size:14px}
.bprldm-related-card span{color:#475569;font-size:12px;line-height:1.5}
.bprldm-related-card em{margin-top:auto;color:var(--P);font-size:13px;font-weight:900;font-style:normal}
@media(max-width:760px){.bprldm-related-grid{grid-template-columns:1fr}}
.bprldm-post-gallery{
  position:relative;
  overflow:hidden;
  border-radius:20px;
  margin-bottom:22px;
  background:#f8fafc;
  border:1px solid var(--bd);
}
.bprldm-post-gallery-track{
  display:flex;
  transition:transform .35s ease;
}
.bprldm-post-gallery-slide{
  flex:0 0 100%;
  margin:0;
  background:#f8fafc;
}
.bprldm-post-gallery-slide img{
  display:block;
  width:100%;
  height:auto;
  max-height:540px;
  object-fit:contain;
  background:#f8fafc;
}
.bprldm-post-gallery-nav{
  position:absolute;
  top:50%;
  transform:translateY(-50%);
  width:42px;
  height:42px;
  border:0;
  border-radius:50%;
  background:rgba(0,42,170,.88);
  color:#fff;
  font-size:30px;
  line-height:1;
  cursor:pointer;
  box-shadow:0 8px 20px rgba(0,0,0,.16);
}
.bprldm-post-gallery-nav:disabled{opacity:.35;cursor:default}
.bprldm-post-gallery-prev{left:14px}
.bprldm-post-gallery-next{right:14px}
.bprldm-post-gallery-dots{
  position:absolute;
  left:0;
  right:0;
  bottom:12px;
  display:flex;
  justify-content:center;
  gap:7px;
}
.bprldm-post-gallery-dot{
  width:8px;
  height:8px;
  border:0;
  border-radius:99px;
  background:rgba(255,255,255,.6);
  cursor:pointer;
  transition:width .2s,background .2s;
}
.bprldm-post-gallery-dot.on{width:22px;background:#fff}
@media(max-width:640px){
  .bprldm-post-gallery-slide img{max-height:360px}
  .bprldm-post-gallery-nav{width:36px;height:36px;font-size:25px}
}

/* BPR LDM patch: mobile ticker behavior */
@media(max-width:767px){
  .qbar .qbar-inner,
  .qbar .qbar-inner.w{animation:none!important;transform:none!important}
  .qbar.bprldm-auto-scroll{scroll-snap-type:none!important}
  .qbar.bprldm-user-scrolled .qbar-inner,
  .qbar.bprldm-user-scrolled .qbar-inner.w{animation:none!important;transform:none!important}
  .trust-bar.bprldm-trust-marquee{overflow:hidden!important;pointer-events:none;touch-action:none;scroll-snap-type:none!important}
  .trust-bar.bprldm-trust-marquee .trust-inner,
  .trust-bar.bprldm-trust-marquee .trust-inner.w{animation:bprldmTrustAutoScroll 18s linear infinite;will-change:transform}
}
@keyframes bprldmTrustAutoScroll{
  0%{transform:translateX(0)}
  100%{transform:translateX(-50%)}
}

/* BPR LDM patch: resilient card text and slightly wider Home product viewport */
.prod-card,
.pinj-card,
.bprldm-product-choice-card,
.layanan-choice-grid .loan-card,
.bcard,
.ann-card,
.bprldm-related-card{
  min-width:0;
}
.prod-name,
.pinj-name,
.bprldm-product-choice-card h3,
.layanan-choice-grid .loan-card h3,
.bcard-title,
.ann-card-title,
.bprldm-related-card strong{
  max-width:100%;
  overflow-wrap:anywhere;
  word-break:normal;
  hyphens:auto;
}
.pinj-card{
  min-height:272px;
}
.pinj-name{
  line-height:1.28;
}
@media(min-width:1024px){
  .bprldm-home-products > .w{
    max-width:1320px;
  }
  .bprldm-home-products .prod-grid,
  .bprldm-home-products .pinj-grid{
    gap:24px;
  }
  .bprldm-home-products .pinj-card{
    flex-basis:calc((100% - 72px)/4);
    min-height:300px;
    padding:30px 22px;
  }
  .bprldm-home-products .pinj-product-image{
    height:112px;
    margin-bottom:18px;
  }
  .bprldm-home-products .pinj-name{
    font-size:16px;
  }
  .bprldm-home-products .pinj-desc{
    font-size:13px;
  }
  .bprldm-home-products .pinj-rate{
    font-size:30px;
  }
  .bprldm-home-products .prod-card .prod-img{
    height:202px;
  }
}
@media(max-width:767px){
  .pinj-card{
    min-height:0;
  }
  .pinj-name{
    font-size:clamp(13px,3.5vw,15px);
  }
}